Hello, is the unsecured loan an individual or a business? You can get a loan from the bank by using your credit, income certificate, financial certificate and other materials without a guarantor. However, the bank's audit is strict, and it is very ideal to get a loan. You can also consider using a loan with money to spend, which is also unsecured, but the data review is simpler and the approval is faster.

This answer is provided by Fuguihua, I hope it will help you. Youyouhua, as the credit brand of Xiaoman Finance (formerly Baidu Finance), provides users with convenient, fast and safe Internet credit services with a maximum loanable amount of 200,000 yuan.