Nowadays, Internet credit loan has become a trend. Many young office workers will choose small loans from bank financial institutions when they encounter financial problems, and they can easily borrow with personal information and credit without mortgage guarantee. Today, I will briefly introduce the application conditions of Huzhou Bank's small self-service revolving loan.

I. Introduction of Huzhou Bank's Small Self-service Revolving Loan

This product is based on the Lily Card of Huzhou Bank. The borrower needs to open this card first, and then apply through the bank or online banking. They can apply for loans and repayment at any time, and the small self-service revolving loan line can be recycled, which supports the repayment as you borrow it.

The longest loan amount shall not exceed 2 years, and the longest single online loan shall not exceed 1 year.

Two, Huzhou Bank small self-service revolving loan application conditions

Application threshold:

Self-employed households, residents (except civil servants), small business owners and farmers who must have a fixed residence in Huzhou area and provide valid residence certificates, and have full civil capacity at the age of 18-65.

1. The applicant meets the microfinance target specified above.

2. The applicant has sufficient repayment ability and a stable job and income.

3. The applicant can provide valid identification.

4. The applicant has a reasonable loan purpose and cannot use the funds for illegal activities such as investment and wealth management, stock trading and gambling.

5. The applicant has no record of malicious overdraft (arrears) and good personal conduct. According to the personal credit evaluation standard of Huzhou Bank, the credit rating has reached Grade A or above.

6. Other conditions stipulated by the lender.