Legal analysis: owing on the loan will not be wanted, because owing on the loan is a civil dispute and will not be investigated for criminal responsibility. However, if a person is judged or ruled that he has the ability to repay the outstanding loan, it constitutes a crime of refusing to execute the judgment or ruling and may be wanted.

Legal basis: Article 313 of the Criminal Law of People's Republic of China (PRC) refuses to execute the judgment or ruling of the people's court, and if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.