But roughly, with the price of 2. 1 10,000 square meters, 200 billion is only equivalent to the price of 65.438+100 million square meters? Equivalent to 100 m2, 65438+100000 households.

We know one of the largest residential areas in Beijing? Tiantongyuan? One is not enough for two or three, which may cover this debt scale.

Therefore, we can also see that the so-called debt, to a greater extent, may only be because people who were originally prepared to buy a house are now affected by policy trends and have begun to wait and see with money;

This may lead to problems in the cash flow of many of our housing enterprises.

And the whole area around Beijing and Tianjin has only such a large-scale residential development and such a large debt scale (if the debt data is true and credible). In this way, the debt is actually completely under the control of local governments such as Beijing, Tianjin and Hebei Province.

Let's look at real estate development enterprises. Why do they have debts that cannot be repaid? It stands to reason that the surplus accumulated in real estate development in recent years, affected by the continuous rise in housing prices, should be very considerable and should be enough to pay operating expenses.

But because real estate companies usually don't make a profit immediately? Stop? Usually, they will plan to continue to expand the scale of development and obtain greater profits. Therefore, they often put their previous profits, supplemented by larger bank mortgage loans, into the development of new plots.

In this way, from the book point of view, there is not much balance between real estate companies and local small real estate companies. Once faced with a cash flow crisis due to falling house prices, you may default on your debts or even go bankrupt.

The fate of real estate speculators is generally like this. Because there are too many properties in hand, once the property prices fall, repayment problems may also arise.

What about our residents? When house prices fluctuate downwards, the difficulties they face are actually not much different. However, a single family, a house, the amount of funds is relatively much smaller.

However, at the end of this paper, it is emphasized that buyers, residential developers and builders, all groups in this residential ecology, have not established an effective docking and grading mechanism among themselves. At present, our commercial housing market is very chaotic: the housing design itself often does not take into account the unique needs of residents; Neighborhood living in a building, because there is no hierarchy, it is strange to live together under completely different circumstances; So that the house is suitable for people to live in? The ideal of a peaceful life? The implementation of is extremely limited. This is a big problem that needs to be solved by all parties in the housing field.