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What are the advantages and disadvantages of separate accounts?

Hukou splitting refers to splitting a family’s household registration into two or more independent household registrations.

The advantages and disadvantages of separate household registrations vary depending on personal and family circumstances, and will be discussed separately below.

1. The benefits of household registration division

Convenient management: After household registration is divided, each family member has his or her own household registration, which facilitates household registration management and statistics.

Convenient for children to enroll in school: In some areas, schools have strict requirements on household registration. After the household registration is divided, children can enter school more conveniently and avoid household registration issues affecting education.

Conducive to property distribution: After household registration is divided, family property can be divided more clearly to avoid property disputes and conflicts.

Improve personal credit: In some cases, personal credit is linked to household registration. After the household registration is divided, personal credit can be improved, which is beneficial to personal loans and other aspects.

2. Disadvantages of household registration division

Increased management costs: After household registration is divided, it is necessary to apply for an independent household registration book for each family member, which increases management costs and time costs.

May affect children’s schooling: Although household registration can facilitate children’s schooling, in some areas, schools have stricter household registration requirements, and household registration may affect children’s schooling opportunities.

May affect family relationships: After household registration is divided, the relationship between family members may become estranged, which is not conducive to the harmony of family relationships.

May affect social welfare: In some areas, social welfare is linked to household registration. After household registration is divided, it may affect the qualifications and treatment of family members to enjoy social welfare.

In summary: The advantages and disadvantages of split household registration vary according to personal and family circumstances, and need to be weighed and chosen based on actual circumstances. If you need to split accounts, it is recommended that you carefully consider and seek professional advice after fully understanding the relevant policies and regulations.

Legal basis:

"Household Registration Law of the People's Republic of China"

Article 4 stipulates:

"Household registration is The country’s basic system for managing population, citizens should declare their household registration in accordance with the law.”

The Household Registration Law of the People’s Republic of China

Article 6 states:

"Household registration management agencies shall handle household registration registration, change, cancellation and other procedures in accordance with regulations, and promptly and accurately incorporate household registration population information into the household registration population information system."