The "Measures" show that Fu 'an City will increase its support for housing provident fund loans. According to the national birth policy, families with two or three children apply for provident fund loans, and the maximum loan amount for dual-employee families who pay housing provident fund is raised to 800,000 yuan, and the maximum loan amount for single-employee families who pay housing provident fund is raised to 450,000 yuan.
At the same time, reduce the down payment ratio requirements for second-home provident fund loans. When employees' families apply for housing provident fund loans or buy a second house for the second time, the down payment ratio will be reduced from 50% to 30%.
Fu 'an City offered to provide schooling guarantee. If you purchase new commercial housing within the urban planning area of Fu 'an City, you can go through the registered permanent residence relocation procedures by providing the commercial housing sales contract, the down payment purchase invoice (or deed tax invoice), the advance notice registration certificate of real estate, the resident ID card and the household registration book.
For the real estate enterprises at the development end, Fu 'an City put forward a number of measures, such as optimizing the supervision measures of pre-sale funds and appropriately adjusting the supervision measures of pre-sale funds of commercial housing. From August 18, after the funds in the supervision account of commercial housing pre-sale funds reach the quota of key supervision funds, the funds exceeding the quota are non-key supervision funds, which can be extracted and used by real estate development enterprises; A real estate development enterprise or holding company (parent company) with a credit rating of AA or above may use a bank guarantee to offset the pre-sale supervision funds not higher than the amount of the guarantee, and the offset amount shall not be higher than 30% of the key supervision funds.
With regard to the payment of land transfer fees and the proportion of land bid bond, the document shows that from August 18, the full payment period of newly transferred state-owned land transfer fees can be paid in installments in principle from the date of signing the Contract for the Assignment of State-owned Land Use Rights, with a maximum of 6 months, that is, 50% within 1 month and100% within 6 months; The land bid bond is paid at 20%.
In order to speed up the online registration of commercial housing, promote the sales of commercial housing, and support enterprises to withdraw funds in time, Fuan City adjusted the pre-sale conditions of commercial housing, and the investment in development and construction reached more than 25% of the total project investment (the image progress of commercial housing construction reached above the ground), and the pre-sale permit for commercial housing was handled according to regulations.
The document proposes that during the epidemic prevention and control period, the construction period and delivery period of commercial housing should be reasonably extended. According to the spirit of the Notice of Ningde Housing and Urban-Rural Development Bureau on Printing and Distributing (Ning Jian Zong [2020] No.7), since the date of promulgation of these Measures, the commencement and completion period of real estate development projects affected by the epidemic will be postponed according to the first-level response time.