If the listing price of a suite is 100w, the bank evaluation price is 130w and the loan is 130*70%=90w, then the down payment is only 100-90= 10w, which is the price of half a Rolex Green Ghost.

Houses with high appraisal loans are unsalable houses in residential areas, such as the first floor of high-rise buildings (weak lighting), the large duplex on the top floor (high total price), commercial and residential dual-use houses (chaotic management) and tube-shaped buildings (low comfort).