Industrial Bank offers different credit financing products according to the capital needs of enterprises at different stages of development. Especially for companies listed on the New Third Board, "New Third Board Loans" and "New Third Board Equity Pledge Financing" have opened green channels for corporate financing. So, what are the access requirements for Industrial Bank's Third Board loans? Third Board Loan is a "key" product that promotes basic credit extension to New Third Board customers. It mainly sets differentiated credit lines based on the qualifications of customers in different listing processes. It is a simple tool to quickly cooperate with New Third Board customers.

1. Applicable objects are applicable to companies that have relatively small demand for funds, lack effective guarantee methods, and are planning to be listed or have already been listed in a credit cooperation relationship with Industrial Bank for the first time; or have already applied for other guarantee methods with Industrial Bank. Credit: Enterprises that apply to Industrial Bank to increase their credit lines with the help of their New OTC listing qualifications.

2. The credit limit is up to 5 million yuan for proposed listings, up to 8 million yuan for already listed projects, and up to 10 million yuan for market-making projects.

3. Credit period: The credit period is 1 year.

4. Basic access requirements (1) To be listed: the average growth rate of operating income in the past two years is 20 and above; the market ranks among the top in the country, and the company's net profit in the previous year is not less than 3 million yuan. (2) Already listed: The sales revenue in the previous year exceeded RMB 50 million, or the net profit was not less than RMB 3 million; the average sales growth rate in the past two years was more than 10 or the annual growth rate was more than 20 (3) Market-making: Enterprise The net assets should not be less than 10 million yuan, and the net profit of the previous year should not be less than 5 million yuan