It is unified throughout the country.

According to the regulations, developers need to put on record when selling houses, and the general selling price can be lower than the filing price. The developer's selling price is lower than the filing price legally. However, if the house price is lower than 15% of the filing price, you can't buy it, because according to the relevant regulations, China records the houses in ceiling price that are lower than 15% of the filing price online, which does not meet the requirements of online filing. So pay special attention when buying a house, not all low-priced houses can be bought.

What is the case that the Housing Authority refuses to put on record?

At present, China's real estate market is still hot, but there will be cases where the purchased houses cannot be put on record. Then, the developer did not record the house because of the incomplete development procedures, and the second reason was that the record was cancelled or the server was replaced, which led to the cancellation of the website record information. In this case, it is necessary to re-apply for filing.

First, the reason why the house cannot be put on record

1. Personal reasons of the buyer:

Whether a property buyer is qualified to buy a house, if it belongs to a family with restricted purchase, it is naturally impossible to buy a house or borrow money, and it is naturally impossible to put on record at the later stage of signing a house purchase contract. (At present, Wuhan is not limited to purchase, and there is no personal reason)

2, commercial housing may also be the reason for the developer:

Now most properties are sold by auction, so it is necessary to obtain a pre-sale permit. Only the real estate that has obtained the pre-sale permit can be pre-sold, and the purchase contract can be signed, the loan can be handled and the contract can be put on record. If the property is not pre-sold, it is illegal; Of course, except for the pre-sale certificate, the other information in the five certificates is not complete, so it is impossible to sign a house purchase contract.

3. In addition to the pre-sale permit and other information, it is also possible that the property has been mortgaged to the bank. Before the mortgage is lifted, the property cannot be sold and is locked.

4. In the second-hand house, it is also possible that the property is mortgaged and the loan has not been paid off; Or the seller's real estate two certificates have not been processed.

The specific reason is that property buyers need to conduct their own investigation, first from two common aspects, if they still can't get the reason, they can only directly ask the Housing Authority for verification.

Second, an overview of the house online sign

Housing online signing means that after you sign a contract with the sales target, you should go to the relevant real estate department for the record and publish it online. Then you will be given an online signing number, which you can query through online signing number. Online signing is to make real estate transactions more transparent.

In the future, before applying for the pre-sale permit of commercial housing, or before applying for the registration of ownership of new commercial housing for existing commercial housing, real estate development enterprises must go through the procedures of project access to the network at the Municipal Bureau of Land and Housing Management, and submit relevant materials and supporting materials. The public can check online at any time.

Online signing means that after you sign a contract with the sales target, you should go to the relevant real estate department for the record and publish it online. Then you will be given an online signing number, which you can query through online signing number. Online signing is to make real estate transactions more transparent. The contract can be cancelled after it is signed.

In the future, before applying for the pre-sale permit of commercial housing, or before applying for the registration of ownership of new commercial housing for existing commercial housing, real estate development enterprises must go through the procedures of project access to the network at the Municipal Bureau of Land and Housing Management, and submit relevant materials and supporting materials. The public can check online at any time.

3. What are the precautions in the purchase contract?

1, the title certificate should be complete. Including "State-owned Land Use Right Certificate", "Construction Land Planning Permit" and "Commercial Housing Pre-sale Permit". These three certificates are the necessary conditions for handling the property right certificate. The original certificate of sales license should be hung on the sales site, where you can see the original certificate, and then whether the land certificate is mortgaged. The land use certificate has a remarks page. If the developer makes a development loan to the bank, it will be indicated on the land use certificate. There is also the business license of the developer, and there is no land business license of the real estate developer in the business scope.

2. When signing the contract, the delivery date, water supply, power supply, ventilation and other conditions should be made clear, and the liabilities of both parties for breach of contract should be made clear. According to the regulations, the gas can only be turned on when it is over 70%. Prior to this, developers must provide liquefied gas for free.

3. Delayed delivery: The developer's supplementary agreement stipulates that "if the developer delays delivery, it shall pay liquidated damages at one thousandth of the paid house price every day, and the total amount of liquidated damages shall be limited to 5% of the house price. If the developer still cannot deliver the house, the owner will only return the paid principal. " This agreement is very unreasonable.

4. Article 1 of the procurement contract, the basis of the project construction, should pay attention to fill in the relevant contents of the contract when reviewing the contents of this article, whether it is consistent with the relevant documents provided by the developer, such as number and business scope. Article 2 is the basis for the sale of commercial housing, which is basically the same as Article 1. It is necessary to check whether the number, approving agency and sales method of the sales license are consistent with the sales license that the developer hangs in the sales office.

5. Pooled area: The areas that should not be included include warehouses, motor vehicle garages, non-motor vehicle garages, civil air defense basements and spaces that can be used independently. There are also houses for self-use by selling units, such as the sales center made by developers in the lobby. Generally speaking, the management room that serves multiple houses is the part that is not connected with this building, such as the property management room in the community. There should be a clear explanation in the annex to the commercial housing sales contract. Article 3 of the main contract only says how much and how much the allocated area is, but Annex 2 of the contract should have an explanation table of the allocation of housing area, which part was allocated and where it was approved.

6. Confirmation of area and determination of difference. It is suggested that the buyer choose the second treatment method stipulated in the contract, that is, to determine an error ratio acceptable to both parties, that is, plus or minus 3%. Buyers who exceed this ratio can choose to return a house, and developers should refund the house payment and interest, which you can accept.

7. Payment method and time limit. One-time payment can be negotiated with the developer, whether it is possible to keep about 5% of the house price and pay it after the formal delivery. Bank loans should not be paid to the developer's account within the agreed time. According to the contract, you have to pay a corresponding amount of liquidated damages, so you should arrange your time more abundantly. Before signing a formal house purchase contract, I suggest you consult your credit conditions with the bank or lawyer designated by the developer to see if you can get a credit loan and avoid other troubles.

8. The seller's liability for breach of contract in anticipation of payment. In other words, the developer has agreed that the contract can be terminated if the house payment is not paid for more than 30 days, and the expected termination period of delivery can only be set at 30 days. These two articles should correspond and be equivalent.

9. With regard to the terms of changes in planning and design, on the one hand, because we bought an auction house, in the process of commercial housing construction, it is possible that in some aspects, the developer thinks it necessary to make changes in planning and design, and should notify the purchaser in writing within 10 working days after receiving the approval from the relevant department, and the purchaser has the right to choose to return the house.

10. Delivery: The developer should ask a qualified institution recognized by the real estate management department to measure the housing area. When handing over the house, the developer should provide the measured area data, as well as what we call the residential quality guarantee and residential instruction manual. If the original documents provided by the developer are incomplete, the developer may refuse to accept the house, and all the responsibilities arising therefrom shall be borne by the developer.

What if the house is below the filing price and cannot be filed?

If the house is lower than the filing price, it cannot be filed. Treatment method:

Online signing is an important part of buying a house, and its price will be clearly marked on the housing management system. If the purchase price is lower than the record price, it cannot exceed a certain range. You can't apply for online signing if it exceeds 20%.

If the normal range cannot exceed 90% or 95% of the contract price, you can go through the online signing procedures. If it is lower than 20% of the filing price, the contract cannot be concluded.

The house price will be announced in the official website of the Housing Authority, which is a relatively high house price, but the developer cannot adjust the price without authorization. According to the filing system, the developer will set the price at the opening of 1 and go to the site for filing in advance according to the specified time.