No, whether it is from the designated account of the reserve developer (first-hand house) or the seller (second-hand house). For the first-hand housing (usually after capping), it has nothing to do with the developer's account and the delivery of the house.
2. When the housing loan (commercial or provident fund) is issued, whose account should I call first, the buyer or the seller?
Provident fund loans are for owners and have nothing to do with property buyers. If your loan is not approved, you can apply to cancel the provident fund loan. If it is approved, the money will be given directly to the owner, and there will be no way at that time. Provident Fund loan process
1. The borrower consults with the provident fund guarantee institution and provides the above application materials. After the materials are complete, the Credit Commissioner reports to the Provident Fund Loan Center for credit evaluation and house evaluation.
2. Preliminary review: After both the credit review and the house review are reported, the buyer and the seller bring the original materials to the provident fund loan center for preliminary review. After the loan letter is issued, the transfer department arranges the transfer of ownership between the buyer and the seller.
3. Re-inspection: the agent evaluates the deed tax ticket and the notice of obtaining the certificate, and re-examines it at the management department.
4. Face-to-face signing: the agent takes the property buyers to the provident fund management center to sign a formal loan contract.
5. Lending: The loan amount is lent by the provident fund management center to the repayment bank selected by the buyer, and then directly to the seller by the bank.
Three, the provident fund loan down payment to the buyer's account for a few days.
Can not directly offset the down payment. You can take the money out of the provident fund account and pay the down payment with the purchase contract and unit certificate.
4. Can the provident fund loan be credited to the buyer's account?
Generally speaking, provident fund loans are directly credited to the seller's account, not the buyer's account.