Whether it is 50,000 yuan or other amounts, the most direct consequence is that the court decides to pay back the money. If the facts are ascertained during the court hearing after the creditor sues, and it is confirmed that there are other factors related to the creditor's rights and debts that have no influence on the creditor's rights and debts, the debtor is judged to repay the principal and interest. If the debtor fails to pay back within the time limit, the creditor applies for enforcement, and the court takes measures such as freezing the seized funds, which may eventually be added to the list of untrustworthy people.

1. online lending, mbth is Internet lending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly. Up to now, there are about 350 active platforms, and by the end of April 20 15, the total number of online lending platforms has reached 3054.

2.2065438+In September, 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Risks in peer-to-peer lending jointly issued the Notice on Strengthening the Construction of Credit Information System for P2P Online Lending to support the operating P2P online lending institutions to access the credit information system.

Third, the essence of internet finance still belongs to finance, and it has not changed the characteristics of financial risks such as concealment, contagiousness, extensiveness and suddenness. Strengthening the supervision of Internet finance is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and a new format. It is necessary to formulate a moderately loose regulatory policy to leave room and space for Internet financial innovation.

Fourth, by encouraging innovation, strengthening supervision and mutual support, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, moderate supervision, classified supervision, collaborative supervision and innovative supervision", scientifically and reasonably define the business boundaries and access conditions of various formats, implement regulatory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely crack down on illegal activities.

Five: Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by contract law, general principles of civil law and other laws and regulations, as well as relevant judicial interpretations in the Supreme People's Court.

Six: network micro-loan refers to the micro-loan provided by internet companies to customers through the micro-loan companies under their control. Network microfinance should abide by the existing regulations of microfinance companies, give full play to the advantages of peer-to-peer lending, and strive to reduce the financing costs of customers. P2P loan business is supervised by CBRC.