1. Is it true that it is said online that you can apply for a credit loan with your ID card?
Not only can you apply for a loan, but it can also make you bankrupt.
You want to borrow 10,000 yuan, and the deposit is 5,000 yuan. Is it a free loan? When you give him a deposit of 5,000 yuan, it will be 88
2. It is said online that you can get a loan as long as you have an ID card. Is this true?
It is understood that it is possible to get a loan with only an ID card. It is a personal ID card and is a type of guaranteed loan. It means that the lender uses a third party to guarantee the loan in accordance with the guarantee method stipulated in the "Guarantee Law". A loan issued by a borrower who promises to assume joint and several liability in accordance with regulations when the borrower is unable to repay the principal and interest of the loan. In fact, a guarantor is required to guarantee the borrower, and it is also a credit loan. But there are two conditions for using only your ID card to get a loan: the first is your ID card, which can be used to prove your identity, and the second is that you have to have someone else guarantee you. If you meet the above two conditions, you can apply for a loan directly with just your ID card. When applying for a loan, just prepare the required information and the guarantor's information in accordance with the requirements of the bank and credit institution. However, the loan limit will not be too high with just the ID card, but this also depends on the credit and identity of the guarantor. For It is a very convenient and feasible method for borrowers who are in urgent need of small funds.
3. Are the ID card loans mentioned online true?
There are ID card loans, but banks and loan companies will check your credit, etc., and only if the information is correct will they lend you the loan.
4. Is online ID card loan real?
Nowadays, when you go online, you can see many websites that offer loans. The websites for these loans claim that they only require borrowers to provide their ID cards. So, are ID card online loans real?
In fact, ID card online loan is a kind of credit loan, that is, the borrower can apply for a loan based on his personal credit without providing any collateral as guarantee. Generally speaking, you cannot get a loan with just your ID card. At the very least, everyone must provide their mobile phone number and bank card for real-name authentication. In addition, some lending institutions also require borrowers to provide household registration books, marriage certificates, income certificates, employment certificates, etc. In general, you can apply for a pure credit loan through the Internet with some simple information. For example, the following two online loan platforms: 1. Anyihua mainly provides short-term, small-amount lending services to borrowers. The borrower submits a loan application through the Borrowing Flower APP, and the system will conduct real-time credit verification. If the verification is passed, the loan can be quickly disbursed, and loans of up to 50,000 yuan can be provided. 2. Home Credit Super Loan, a pure credit loan product of Home Credit Consumer Finance, download the mobile APP, register an account, provide ID card, mobile phone number and other information to complete the authentication, and then you can apply for a loan on it. Home Credit's over-loan loan range ranges from 2,000 to 50,000 yuan, which can meet the financial needs of most users. 3. Xiaomi loan, a pure credit loan under Xiaomi Finance, has a daily expected annual interest rate calculated on a daily basis and is repaid monthly in equal amounts of principal and interest. Install the Mi Loan mobile APP, register a Mi Loan account, complete personal information, and submit a loan application. 4. Zhongyuan Consumer Finance, a pure credit mobile loan platform under Consumer Finance, can lend up to 200,000, with a maximum period of 12 months. Check the credit report and apply for the credit report. You need to verify your mobile phone number and ID card and bind it to the bank. Card, also requires face recognition.