Users can go to the counter of Hebei Bank to handle the mortgage repayment business, or deposit the monthly repayment principal and interest into the detained bank card to avoid overdue repayment and bad personal credit information.

The interest settlement date is the 20th day at the end of each quarter, namely March 20th, June 20th, September 20th and 65438+February 20th.

The interest-bearing and settlement methods of RMB loans (excluding personal housing loans) shall be determined by both borrowers and borrowers according to commercial principles, and may be adjusted monthly, quarterly and annually during the contract period, or at a fixed interest rate.

Bank interest settlement refers to the interest actually paid by the bank to users.

Banks calculate interest on a daily basis, but they don't pay interest to customers every day.

Interest will be settled in the account on the specified date, and the bank will not pay the actual interest to the user before the specified date. This is what we call bank interest settlement.