Provident Fund Loan Calculator _ Loan Calculator _ Property _
Personal housing provident fund loan calculator
Latest interest rate
The longest loan period per year can be calculated to the borrower's 70 years old, and the housing provident fund loan calculator cannot exceed 30 years at the same time.
Personal credit rating:
Loan calculator: provident fund loan interest rate
Housing provident fund loan calculator
Housing provident fund loan calculator
Square meters,
Total loan amount:
Yuan dynasty (1206- 1368)
Self-financing:
Yuan,
Pay interest:
Yuan dynasty (1206- 1368)
Loan term:
1 year (12),
2 years (24 issues),
3 years (36 issues)
Tip: The calculation results are for reference only!
Loan interest rate:
Personal housing provident fund loan calculator
Personal housing provident fund loan calculator; On-line calculation tool for personal housing provident fund loans
Housing provident fund loan calculator
Welcome to use professional mortgage calculator. Housing provident fund loan calculator commercial loans, provident fund loan principal and interest calculation, new and second-hand housing tax calculation, mortgage loan prepayment calculation, convenient and practical.
You only need to select the corresponding label and enter the parameters to start the calculation.
Make sure you can find a housing provident fund loan calculator anywhere, because it is easy to find a housing provident fund loan calculator, and it is not too difficult to find a housing provident fund loan calculator now. For finding a specific housing provident fund loan calculator, I suggest you look at the housing provident fund loan calculator here. The reason why the housing provident fund loan calculator here is relatively complete is that the housing provident fund loan calculator network in other places may not be as comprehensive as the housing provident fund loan calculator here. Determine where to find the housing provident fund loan calculator, because the housing provident fund loan calculator is easy to find and not too difficult to find now. For finding a specific housing provident fund loan calculator, I suggest you look at the housing provident fund loan calculator here. The reason why the housing provident fund loan calculator here is more comprehensive is because the housing provident fund loan calculator network in other places may not be as comprehensive as the housing provident fund loan calculator here.
20 15 mortgage calculator app which is better?
1. Jingxi APP
The first order of new users 1 yuan is delivered to your door for free.
Yuncai baobao
2. Yunfu bag
Pure credit, fast arrival, high quota and low interest rate.
Amount: 5000-8000
Payment speed: same day
Credit requirement: None.
Audit method: machine audit
Period: 3~ 12.
Mortgage calculator label: calculator mortgage sharing to: software size: update time: software license: software type: software category: utility language: platform:
Kingdee Efficient Loan-Jinhaodai
3. Kingdee Small Loan-Jinhao Loan
Duration: 36 months
Payment speed: according to the amount, determine the payment time.
Quantity: 300- 1 ten thousand
Audit method: online audit
Application guide: application materials 1, photos of business license (original) 2, photos of the front and back of legal person's ID card 3, personal bank card 4, personal real-name mobile phone number 5, photos of the door or photos of legal person holding business license 6. Kingdee KIS zhj 6 1 month data or China airlines letter 1 year continuous billing data 7. Emergency contact.
Credit requirement: required
Best mortgage calculator version details:1.0.1201910 June 13- upgrade the third-party library-adapt .0.0019 June1
Merchant app binding card
4. Merchants app Binding Card
New users bind cards to send 168 yuan gift packages.
Credit requirements: Not required.
Payment speed: same day
Application strategy: register new users, download aoo binding cards, and contact customer service WeChat 397466737 to receive red envelopes.
Amount: 5,000 yuan
Deadline: 12-24
Audit method: manual audit
Provide you with the latest mortgage calculator in 2020, the latest mortgage calculator in 2020, and the latest mortgage calculator in 2020. It will be very helpful for struggling house slaves or friends who are about to become house slaves. Welcome to download.
Dole wallet
5 dole wallet
Pure credit, fast arrival, high quota and low interest rate.
Audit method: machine audit
Credit requirement: None.
Payment speed: same day
Amount: 5000-8000
Deadline: 36 1224
Which is the best mortgage calculator application? Here you will find the application of mortgage prepayment calculator and download the latest mortgage calculator software. The software supports the independent input of calculating ordinary discount loan interest rate, custom discount loan interest rate and arbitrary interest rate; Support computing
How to use provident fund mortgage calculator
Now when it comes to buying a house, it will naturally talk about mortgages. Except for a few people who can pay the house price in one lump sum, most people still have to rely on mortgages to buy a house. In addition to commercial loans, provident fund loans to buy a house are also very popular ways. So how can we know how much money to pay back every month and so on? You can easily work it out with the provident fund mortgage calculator and tell you how to use it.
First of all, find a mortgage calculator, which is available on major loan websites and platforms. You can use your preferred interface. If you don't know what to do, just search for "provident fund mortgage calculator" in Baidu. The provident fund mortgage calculator used is as follows:
Then enter your provident fund loan period and loan amount, etc.
Click "Start Calculation", and the result comes out in seconds. The monthly payment, interest and total amount are all out.
Now regular units will pay a certain amount of provident fund for employees every month, and buying a house with provident fund has become the first choice for white-collar workers. Calculate the loan and repayment with the provident fund mortgage calculator to see if it suits you.
What is the use of loan interest rate calculator? How to use mortgage calculator
Many friends don't know how to calculate the specific content of the loan when they go through the formalities of buying a house loan, so they are at a loss to handle it. Now there are many loan calculators on the Internet, so buyers can make a detailed estimate of their purchasing power before buying a house. What is the use of the loan interest rate calculator and how to use the mortgage calculator?
Many friends don't know how to calculate the specific content of the loan when they go through the formalities of buying a house loan, so they are at a loss to handle it. Now there are many loan calculators on the Internet, so buyers can make a detailed estimate of their purchasing power before buying a house. What is the use of the loan interest rate calculator and how to use the mortgage calculator?
1. What's the use of the loan interest rate calculator?
1. According to the difference of loan amount and loan term, the difference is generally at least about 10,000 yuan. How to choose the appropriate mortgage loan method according to their income and expenditure situation and save interest for themselves to the greatest extent is a hesitant thing for many property buyers when handling mortgage loans;
2. For users who have gone through the mortgage formalities before, is the amount deducted by the bank every month correct? In case of interest rate adjustment, whether the bank implements the new interest rate and adjusts the new monthly repayment amount according to the regulations; Using personal housing mortgage calculator to make appropriate settings and choices can completely and accurately simulate your mortgage repayment in the bank;
3. By using this kind of software, consumers can clearly understand which way is more suitable for their mortgage loan (equal principal and interest, average capital; Provident fund loans and commercial loans; Mixed loan); Every month, you can know the specific amount of deduction from the bank in that month (including the principal deducted in that month and the interest repaid in that month);
4. Users can also set the bank's loan interest rate or discount the bank's interest rate. Of course, they can also calculate the loan interest rate of RMB financial institutions by default.
Second, how to use the mortgage calculator
1, determine the loan category. Provide commercial loans, provident fund loans, portfolio loans, choose one.
2. Loan calculation method. It can be calculated by filling in the unit price and area, or by filling in the total loan amount. The loan term can be filled in according to individual circumstances.
3. Choose the loan interest rate. It is generally the current benchmark interest rate. Individuals can choose different loan interest rates according to their qualifications, such as 20% off the benchmark interest rate.
4. Choose the repayment method, either equal principal and interest or average capital.
The above is an introduction to the significance and usage of the loan interest rate calculator. House price and mortgage are the focus of buyers' concern. You can see the shadow of loan calculator on many websites. When choosing, you must choose a safe and reliable one, and it is best to use a loan calculator provided by a commercial bank. The loan term is constantly changing, so the calculation of loan interest rate is different. You can use the loan interest rate calculator to query and calculate.
20 16 housing commercial loan calculator
Commercial loans and provident fund loans are the two preferred ways to buy a house. Compared with provident fund loans, the expected annualized interest rate of commercial loans is slightly higher, but the loan period is longer, which reduces the pressure on consumers. Do you know how to calculate the loan amount of commercial housing?
Repayment method of housing commercial loan:
1, repayment method of equal principal and interest
That is, the borrower repays the loan principal and interest with the same amount every month, also known as the equal principal and interest method. It is characterized by the same principal and interest in monthly repayment, which is easy to budget, and the initial repayment pressure is reduced, but the interest in initial repayment accounts for most of the monthly repayment, and the proportion of principal in repayment is gradually increased, while the proportion of interest is gradually reduced, thus achieving a relative balance. The interest paid by this repayment method is high, but the pressure of prepayment is not great.
2. Average capital repayment method
That is, the borrower repays the principal in equal amount every month, and the loan interest decreases month by month with the principal, and the repayment amount also decreases month by month, so it is also called the diminishing method. Its characteristic is to repay the principal every month and calculate the interest on a daily basis according to the loan principal amount. The early repayment amount is large, and the monthly repayment amount is gradually reduced. The interest paid by this repayment method is low, but the pressure of prepayment is great.
20 16 explanation of the maximum amount of provident fund loans: (see the documents of the local housing authority for specific provisions)
Beijing: The maximum loan for the municipal provident fund is 6.5438+0.2 million yuan, and the maximum loan for the state provident fund is 6.5438+0.2 million yuan.
Shanghai: The maximum personal provident fund loan is 600,000 yuan, and the maximum family loan is 1.2 million yuan.
Guangzhou: The maximum loan for individual provident fund is 600,000 yuan, and the maximum loan for husband and wife is 654.38+0.2 million yuan.
Chengdu: The maximum amount of personal and family provident fund loans is 600,000 yuan, and the amount of Chengdu provident fund loans is 30 times the balance of personal deposits.
186,000 interest 2.5 How much is it for five years?
The loan is 65,438+0,800,000,25 years. Assuming that the repayment method is equal principal and interest, and the annual interest rate of the loan is 4.90%, the monthly repayment is 1.04 1.80 yuan, and the total interest is 132540.45 yuan, and the total repayment is 3 12540.45 yuan.
The loan is 65,438+0,800,000,25 years. If the repayment method is average capital, the annual interest rate of the loan is 4.90%, the repayment in the first month is 1335.00 yuan, with a monthly decrease of 2.45 yuan, and the total interest is 1 106 17.50 yuan, with a total repayment of 290,000 yuan.
The loan amount is 654.38+0.8 million, the term is 25 years and the loan interest rate is 4.90%. Using different repayment methods, the calculation results are shown in the following table:
Average capital and interest average capital
Monthly repayment 1, 04 1.80, first month repayment 1, 335.00.
Reduce by 2.45 pounds a month
Total interest132,540.45 Total interest110,617.50.
Interest accounts for 42.4 1%, and interest accounts for 38.06%.
Under the same conditions, the average capital saves interest by 2 1922.95 yuan compared with the equal principal and interest.
If the monthly payment for 25 years is 1.8 million, what is the monthly payment and interest? We also need to know the repayment method (equal principal and interest or equal capital), and the loan interest rate is 4.90% this time.
If your loan interest rate is not 4.90%, you can use our calculator to modify the interest rate and recalculate the detailed results. You can also pay attention to our official WeChat account: Mortgage Wizard, and get more help (online calculator latest information experts answer questions).
Let's take the loan180,000, with a term of 25 years and a loan interest rate of 4.90% as an example to explain the repayment information in detail. If you want to see the details of the repayment method of equal principal, please use the average capital loan calculator of this website.
The loan is RMB 6,543,800+0.8 million with a term of 25 years and an annual interest rate of 4.90%. The repayment method is equal to the principal and interest, and the monthly repayment details.
Monthly repayment, interest, principal and remaining principal.
1 1,04 1.80735.00306.80 179,693.20
2 1,04 1.80733.75308.05 179,385. 14
3 1,04 1.80732.49309.3 1 179,075.83
4 1,04 1.8073 1.233 10.58 178,765.26
5 1,04 1.80729.963 1 1.84 178,453.4 1
6 1,04 1.80728.683 13. 12 178, 140.30
7 1,04 1.80727.4 13 14.40 177,825.90
8 1,04 1.80726. 123 15.68 177,5 10.22
9 1,04 1.80724.833 16.97 177, 193.25
10 1,04 1.80723.543 18.26 176,874.99
View all detailed reports (reports can be downloaded to Excel)
The loan is RMB 6,543,800+0.8 million with a term of 25 years and an annual interest rate of 4.90%. The repayment method is equal principal and interest, and the monthly repayment is a line chart.
Loan180,000 yuan with a term of 25 years and an annual interest rate of 4.90%. Matching principal and interest repayment method, the proportion of principal and interest, interest accounts for 42.4 1%, and principal accounts for 57.59%.
The characteristics of equal principal and interest repayment method are: the repayment of principal increases month by month, the monthly repayment interest decreases month by month, and the monthly repayment amount (monthly payment) remains unchanged. Recommended: online equal principal and interest loan calculator.
The characteristics of average capital's repayment method are: the monthly principal repayment remains unchanged, the interest decreases month by month, and the monthly repayment amount decreases month by month. Recommended: online average capital loan calculator.
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The calculation results of all calculators on this site are for reference only, and this site does not assume any responsibility for the accuracy of the results. The actual amount shall be subject to the result confirmed by the bank/insurance company/relevant national institutions.