1. What are the policies for buying houses in Xi’an in 2018

When buying a house in Xi’an, home buyers need to understand the local policies for buying houses. So, what are the new policies for buying houses in Xi’an in 2018? Let’s take a look with the editor below.

1. What is Xi’an’s house buying policy in 2018?

1. Purchase restriction policy

Families with registered residence in this city, in Xincheng District, Yanta District, Lianhu District, In purchase-restricted areas such as Weiyang District, Beilin District, Baqiao District and Chang'an District, the purchase of two houses is limited; those who own one house in Xi'an are limited to one; those who own two or more houses in Xi'an are prohibited from purchasing houses.

Families that are not registered residents of this city, do not have a house in the purchase restriction area, and have paid social security or personal tax for 2 consecutive years or more, are limited to purchasing 1 house; those who own 1 house in Xi'an City, House purchases are prohibited.

2. Sales restriction policy

In Xincheng District, Yanta District, Lianhu District, Weiyang District, High-tech Zone, Baqiao District, Beilin District, Chang'an District, Economic Development Zone, etc. Within the purchase restriction area, whether the house purchased is a new house or a second-hand house, the real estate certificate must be completed for 2 years before the sale, transfer or donation procedures can be processed.

3. Loan restriction policy

Commercial loans: The minimum down payment for a first home is 30%, and the minimum down payment for a second home is 40%. Loans are prohibited for third homes and above.

Provident Fund Loan: The minimum down payment for a first home is 25%. For a second home, and the loan has been paid off, the minimum down payment is 30%. The total household loan amount shall not exceed 650,000.

2. What are the procedures for buying a house in Xi'an

1. Query relevant real estate information

Buyers can check the public price on the official website of Xi'an Price Bureau, or go to the Housing Management Bureau Check the official website for pre-sale certificates.

2. Registration of intention

Buyers should go to the official website of the Housing Authority to fill in the registration of intention for commercial housing.

3. On-site review of materials by the developer

4. Online lottery

If the number of interested registrants is less than the number of houses, the listing can be opened directly without lottery

5. The lottery results will be announced

The list of potential house buyers will be announced at the notary office on the official website of the Xi'an Municipal Justice Bureau, and the announcement time will be no less than 3 days.

6. House selection

7. The results of the house selection will be announced

8. Those who choose the house and those who did not draw the mid-range number will sign the contract.

The editor summarizes: Regarding the knowledge about the new policies for buying a house in Xi'an in 2018 and the process of buying a house in Xi'an, the editor will briefly introduce it here. I hope it can help everyone. If you want to know more exciting content , please continue to pay attention to Qijia.com.