Many people have heard that when they borrow money, they want Alipay points. In fact, Alipay points are divided into ant points and sesame credit points. Under normal circumstances, loans refer to sesame credit points. So ant points can't be lent out. What ant points can do is to redeem various rights and interests, such as various coupons, free cash withdrawals and so on.

Under normal circumstances, the sesame credit score of a loan is at least 500 points. As a high-quality loan, the demand for sesame credit score is higher, basically above 650 points.

Therefore, if a credit company or other loan requires you to provide a credit score, it is a sesame credit score, not an ant credit score. Similarly, ant points cannot generate loan lines. The generation of loan line is a line loan made by the credit company according to everyone's own situation and the evaluation of sesame credit score and credit information of the People's Bank of China.