Duoyihua is a financing and loan platform that provides personal loan services. Judging from the current information, Duozhenhua is a formal loan platform. Its operations in China comply with relevant laws and regulations, and it has legal business qualifications.

However, loans involve financial transactions and risks, so when choosing a loan platform, I suggest you pay attention to the following points:

1. Make sure the platform has legal business qualifications and licenses .

2. Check the credibility and reputation of the platform. You can refer to customer reviews and media reports.

3. Pay attention to the loan interest rate and repayment method to ensure transparency and reasonableness.

4. Carefully read and understand the terms of the contract to ensure your own rights and interests.

Generally speaking, as a legal loan platform, Duoyihua is a legal loan platform that you can choose from, but before making a decision, please carefully study and compare the advantages and disadvantages of different platforms and choose a loan product that suits you.