If there is money left in the loan after paying tuition and accommodation fees, the remaining money will be deposited in the Alipay account of the special student for student loans. Borrowing students need to complete the real-name authentication of Alipay account first, and then transfer the money to their bank cards.
Extended data:
Student-origin student loan and national student loan are different in meaning, application comparison, loan term, guarantee method and application materials.
There are the following main differences between student-origin student loans and national student loans:
1 has different meanings.
The national student loan is a bank loan led by the government, subsidized by the government, jointly issued by banks and education departments, and it is not specified which bank will issue it.
Student-origin student loan refers to the student loan issued by China Development Bank, and the student-origin student loan is an important part of the national student loan.
2. Application comparison is different.
Applicants for national student loans are domestic full-time undergraduates, junior college students (including higher vocational students), graduate students and second bachelor's degree students.
Student-origin student loans are applicable to students from poor families in provinces and cities who have started student-origin student loans.
3. The loan term is different.
The longest loan period of national student loans shall not exceed 10 year.
The longest loan period of student-origin student loans shall not exceed 14 years.
4. The guarantee methods are different.
National student loans are credit loans, and borrowing students do not need guarantees.
Student-origin student loan Students and their parents form a student-origin student loan, which, like the lender, requires a guarantor or valid asset mortgage, credit user evaluation and other certificates.
5. Different application materials
National student loan materials include poverty certificate, copies of ID cards of two college witness teachers, and copies of student ID cards (old students also need to provide copies of student ID cards).
Student-origin student loan materials include poverty certificate, admission notice, school payment notice, payment card, and the applicant's ID card, household registration book and marriage certificate. It is also necessary to provide a guarantor or valid asset mortgage certificate, credit user evaluation, etc.
Both of them belong to national student loans. Although there are five differences, the loan interest rate and loan amount are basically the same whether applying for a national student loan or a student-origin student loan. Therefore, as long as the conditions are met, it is ok to apply for one of the two loans, and both of them can enjoy the preferential policy of full financial discount.