Parents' children are not liable for loans, because the law does not stipulate that fathers' debts are compensated, that is, under normal circumstances, children do not need to pay off their parents' loans. However, if the parents die and the children inherit their parents' inheritance, then the children as heirs will pay off their parents' loans during their lifetime within the actual value of the inheritance. If a child gives up inheritance, he can not be responsible for the loan borrowed by his parents before their death.