Where can I get a regular bank loan in Shanghai?

There are many formal loan providers in Shanghai. For example, Bank of China, China Construction Bank, Everbright Bank, Minsheng Bank, Bohai Bank, etc. In fact, no matter which bank you choose, it will be matched based on your comprehensive qualifications. Many people apply blindly by themselves, or apply for some online loans online. In the later stage, if you want to apply for a low-interest bank loan, you will not be able to apply for it, and it will be too late to regret it.

Loans from banks or regular loan companies require the following basic loan conditions:

1. Personal income (more than 3,000 yuan per month)

2 , nature of work (civil servants, state-owned enterprises, public institutions, listed companies and ordinary enterprises can apply, self-employed individuals and business owners must have a business license)

3. Personal credit record (good personal credit record, no current overdue , no overdue payment for more than 90 days)

Generally speaking, once you have prepared the information, the loan can be released in about 1-3 days, or the fastest on the same day.

Regular companies are not allowed to charge pre-loan fees or withhold interest when conducting business. They will never use bank accounts under the names of individuals (so-called legal persons, managers, and financial directors) to collect fees. You are required to deposit money on your card for reasons such as verifying your financial strength (repayment ability).

So you still need to apply to a formal lending institution. If you need to apply for a {loan}___ I suggest you go to Benbenniu to apply for a loan. Its online reviews are very good.

Are there any loan packaging companies in Shanghai? Urgent! Urgent! ! !

All I can say is there are a lot. The points these people get are very high. Since the poster is in such a hurry, you should be careful when negotiating. It is best to find more people to understand the market situation.

Where can I get a bank package loan in Shanghai? ^_^

Let me tell you this. Now answer your questions about whether you know friends or have succeeded in finding others. I'm here to make money from you. The packaging was fooled last year. Do you think the bank is stupid for not taking any countermeasures after such a long period of bad debts? I knew there was someone with the skills who could take the job, but the price was higher than what he charged. After all, people who have the skills are the ones who get the job. But those big players generally don’t worry about customers. Do you think it’s the kind of big players who come here one after another to answer low-level accounts? Be careful not to be fooled.