(1) ID card, household registration book and marriage certificate (photo or scanned copy) of the borrower and his lover; (2) Original credit report (scanned copy); (provided by enterprise customers), house book (house mortgage information (photos of car mortgage customers (business license for one year); (4) The bank flow or salary flow in the last 6 months, or the original operating flow or other original financial data that can prove the operating conditions; (5) If yes, provide (increase) fixed assets certificates (photos of valid certificates such as driving license, household registration book, land certificate, forest right certificate and insurance policy); (6) One-person-one-loan application form.

2. What materials do individuals generally need to provide if they want to go to a bank for a loan?

What materials do individuals need to go to the bank to apply for a loan? I think individuals who want to go to the bank for loans should bring their ID cards and household registration books. Copy, and proof of the loan. Such as payroll or real estate.

Third, can Baoding down payment be phased?

No, under normal circumstances, you need to pay the down payment for buying a house, and the rest of the funds can be obtained through loans. However, the average homebuyer has a down payment.

4. What information does Baoding need to prepare for one-person one-loan loan?

Information required for mortgage loan:

1.3. Original and photocopy of ID card and household registration book of the applicant and spouse;

2. Original purchase agreement;

3.65438+ original and 0 copies of the advance payment receipt for 30% or more of the house price;

4. Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc. ;

5. The developer's collection account number 1 copy.