You can also use provident fund loans. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to the national regulations, all employees who have paid the provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans. \x0d\ provident fund loan process: \x0d\ 1. The loan city provident fund center accepts the consultation of employees' loan business in different places and informs the materials needed for loan review at one time. \x0d\2。 Employees themselves or their clients apply to the municipal provident fund deposit center, and the municipal provident fund deposit center verifies the employee's deposit loan according to the employee's application, and issues the Certificate of Deposit and Use of Housing Provident Fund for employees who have never used the housing provident fund or whose first housing provident fund loan has been settled. \x0d\3。 After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If the verification is correct, the loan approval procedures shall be fulfilled within the prescribed time limit, and the results shall be fed back to the Municipal Provident Fund Center. Deposit to the city provident fund center to identify the situation of employees' loans in different places, and establish a detailed account of employees' loans in different places. \x0d\4。 If the personal account of housing provident fund is transferred during the loan repayment in different places, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. Transferred to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account. \x0d\5。 In loans overdue, the deposit city provident fund center shall cooperate with the loan city provident fund center to carry out loan collection and other work, and deduct the balance in the loan employee provident fund account to repay the loan according to the loan contract.