Not in theory. Banks have strict regulations on the use of loan funds and are not allowed to repay loans, especially loans from other financial institutions. So it is conceivable that you must apply for a loan for other reasons, such as business loans and consumer loans. , and shall not be used to repay other loans. Therefore, if it is used to repay online loans, it constitutes a fictional use and is suspected of fraud. However, many people do this. There are two points to note. One is the application stage, which often needs to be relevant, otherwise it is impossible to pass the examination. Secondly, you must ensure that you can repay the money, otherwise you may be investigated for criminal responsibility.