You need to know the user's loan interest rate when calculating the loan interest of 36 installments in 63 thousand years. General loan interest = loan principal loan time loan interest rate. If the annual interest rate of the loan is 5%, the interest generated by the loan for 60,000 years is 6,000,035% = 9,000 yuan. When banks handle loans, different users get different loan interest rates.

To apply for a loan in a bank, you need to meet the corresponding conditions. Usually, the borrower needs to be over 18 years old, have full capacity for civil conduct and hold valid personal identification; Users are also required to submit work certificates, bank flow certificates, loan applications, etc. , which will be reviewed by the bank after submission.

Personal credit information must be good when handling loans. If the personal credit is not good, the bank will directly refuse when handling the loan. It should be noted that personal bad credit information cannot be changed. Generally, bad credit information will be stored for 5 years after processing, and will disappear automatically after 5 years.

Users must repay the mortgage as required, and there can be no overdue repayment during the repayment process, because overdue repayment will generate penalty interest, and the longer it takes, the more penalty interest will be generated. Moreover, after overdue repayment, personal credit information will be affected, and poor credit information will affect the handling of other loans.

2. What is the interest on the 63-year loan?

According to People's Bank: 600006+05

How much is the interest on the loan for 363,000 years?

At present, the annual interest rate of the loan for 1-3 years (including 3 years) announced by the People's Bank of China is 4.75%. According to the benchmark interest rate, under the condition that the interest rate remains unchanged, the principal and interest will be repaid in equal amount, with a total interest of 4,494.97 yuan and an average capital method of 4,393.75 yuan. If you are going to apply for a loan through China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.

Fourth, the online loan was 60,000 yuan, and 47,928 yuan was paid back in more than three years. What is the annual interest rate? Thank you.

2352 yuan, the monthly interest is 700,000.07 = 4,900, after three years, the interest is 49,003 =14,700, and the monthly interest is 70,00014,700/36 months = 2,352.