Of course.

According to the Regulations on Housing Provident Fund Management, the loan process is as follows:

1. The borrower needs to submit a written application to the bank to apply for the housing provident fund loan, fill in the housing provident fund loan application form and provide materials;

2. For the loan application with complete information, the bank will accept the review in time and submit it to the provident fund center in time;

3, provident fund center is responsible for the examination and approval of loans, and timely notify the bank of the examination and approval results;

4. The bank shall notify the applicant to handle the loan formalities according to the examination and approval results of the provident fund center;

5. If the house is secured by mortgage, the borrower shall go through the mortgage registration formalities at the real estate management department where the house is located, and the mortgage contract or agreement shall be signed by both husband and wife.

Materials for the use of provident fund loans for new houses:

1. The original and photocopy of the resident ID card and household registration book of the borrower and the borrower (* * * with the borrower and guarantor), * * * with the repayment commitment letter.

2, proof of marital status (married to provide a copy of the marriage certificate, other circumstances by the unit or police station issued a certificate).

3. Legal commercial housing purchase contract or agreement.

4. Personal credit certificate provided by the borrower and the borrower's unit.

5. Effective proof that the borrower has paid not less than 30% of the purchase price.

6. Effective guarantee certificate.

7. The auction property of housing provident fund loan must be the property that the developer has signed a mortgage agreement with the entrusted bank, and the borrower can go through the loan formalities through the mortgage bank.

Second-hand housing provident fund loan materials:

Second-hand housing management is based on the purchased housing as collateral, and the following information must be supplemented on the basis of providing the above information:

1. Copy of the Seller's ID card and household registration book.

2. Original and photocopy of the real estate license.

3 assessment report issued by the assessment agency recognized by the provident fund management department.

4. Tripartite agreement signed between intermediary agencies recognized by provident fund management and buyers and sellers.

5. Mortgage registration shall be conducted by the real estate transaction department at or above the district level.

In addition, the second-hand housing provident fund loans can be handled through the entrusted bank.