The balance after the provident fund loan can be withdrawn.

Meet the corresponding conditions:

1, the purchase, construction, renovation and overhaul of self-occupied housing can be withdrawn from the provident fund;

2, retirement, retirement can withdraw provident fund;

3 completely lose the ability to work and terminate the labor relationship with the unit, you can withdraw the provident fund;

4. Those who leave the country to settle down can withdraw the provident fund;

5 to repay the principal and interest of the house purchase loan, you can withdraw the provident fund;

6. If the rent exceeds the specified proportion of family wage income, you can withdraw the provident fund.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.