1 down payment depends on how much you can pay.

Then see how much loan you need.

Because the proportion of the loan amount to the bare car price is different, the required materials are also different.

For example, the loan is about 30%, as long as the ID card.

Loan plus driver's license is about 50%

70% loan plus bank flow

More than 4 are also financial institutions of general automobile 4 S.

Like going to CCB, you need local social security for 2 years, work certificate, bank flow, regardless of the loan ratio.

Second, how to apply for a personal loan to buy a car? What are the requirements?

There are two ways to apply for a car loan: personal credit loan to buy a car (without mortgage or guarantee, you are generally required to have good credit and stable work income), or real estate mortgage loan to buy a car (using real estate as collateral). Personal credit loans to buy a car can generally be borrowed for 5 years, with a down payment of more than 30%. Generally, a car can be mortgaged for up to 5 years with a down payment of more than 30%. The interest rate is mainly determined according to your loan type and your personal qualifications. The models are different, only the loan money is different, and everything else is similar.

Conditions of car loan

(1) has valid identification and full capacity for civil conduct;

(2) Can provide a fixed and detailed address certificate;

(3) Have a stable occupation and the ability to repay the loan principal and interest on schedule;

(4) Personal social credit is good;

(5) Holding a car purchase contract or agreement approved by the lender;

(6) Other conditions stipulated by the Cooperation Organization.

3. What procedures and materials do China Bank need for personal loan to buy a car?

Hello, first of all, you need to know the basic conditions for handling personal car loans:

/kloc-citizens over 0/8 years old with full capacity for civil conduct; Have legal identity documents, local permanent residence or valid residence certificates. This is the basic condition for handling car loans. Let's take a look at the materials needed to apply for a loan to buy a car.

1, personal loan application;

2. Personal valid identity documents. Including resident identity cards, household registration books, military officers' cards, passports, etc. If the borrower is married, the identity certificate of the spouse shall be provided;

3, household registration certificate or long-term residence certificate

4, personal income certificate, provide proof of family income or property when necessary;

5. Certificate of intention to buy a car issued by the car dealer;

6. Loan to buy a car down payment certificate;

7. If the purchased vehicle is secured by other means other than mortgage, the relevant materials of the guarantee shall be provided, including the pledge certificate, the ownership certificate and evaluation certificate of the mortgaged real estate, and the letter of intent for third-party guarantee, etc.

8. If the vehicle purchased by the loan is a commercial vehicle, it is also necessary to provide proof that the purchased vehicle can be legally used for operation, such as the vehicle's affiliation agreement and lease agreement with the transport fleet;

9. The vehicle purchased by the loan is a second-hand car, and it is also necessary to provide a certificate of intention to buy a car and a vehicle evaluation report issued by an evaluation agency recognized by the Construction Bank; Vehicle ownership certificate of vehicle seller, motor vehicle registration certificate of trading vehicle, annual inspection certificate of vehicle, etc.

The above are the basic conditions for applying for a personal car loan and the materials to be prepared for applying for a loan to buy a car. If you need money urgently, I suggest you choose a big brand loan, with transparent interest and fees, and at the same time ensure the security of your information. "Qianhua" is the original Baidu financial credit service brand (formerly known as Baidu Qianhua), and its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. Relying on the advantages of Baidu technology and scene, "Qianhua" uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe Internet credit services. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. I hope this answer is helpful to you. Click on the bottom of the phone to measure the amount immediately. The maximum loan amount is 200,000 yuan.