On the first day of the new year, the four major banks, China Construction Bank, Industrial and Commercial Bank of China, Bank of China and Agricultural Bank, finally adopted preferential interest rate measures for existing mortgages: as long as high-quality customers who have implemented preferential interest rate of 0.85 times the benchmark interest rate before June 27, 2008 and have no bad credit records, they can all apply for a 30% interest rate in principle. According to the latest notice, as long as the customers who implemented 0.85 times of the benchmark interest rate before the adjustment, have not defaulted on loans for more than two periods in the past two years, have not defaulted on loans and have more than two outstanding mortgages, they can apply for a 30% discount on the interest rate from October 4 to February 22 at 65438+/KLOC-0. The four major banks of industry, agriculture, China and construction all have specific preferential measures before the festival, with little difference. It is estimated that they are all implemented after the holiday.
2. At that time, it was 65,438+05% and 65,438+00 years under the benchmark interest rate. The annual interest rate was 6.6555%, which should be 280,000. The monthly fixed repayment was 32,065,438+0.54, and the new interest rate was 5.94%. After enjoying the 30% discount, the interest rate will be 4. 158%, and the repayment will be made monthly.
See:/tools/calc/html/calcloanchg.htm for calculation.