If you need money badly, will you borrow it from your relatives or borrow it? This question is simple. If it is a small amount of urgent need in life, you can borrow it from your relatives. If you are investing and starting a business, you should get a loan. Let me analyze the reason.

First, life is in urgent need at ordinary times, which may be caused by factors such as wage arrears and overdue deposits. And the amount is not large, and the loan may not be a good thing. It's best to borrow it first and pay it back as soon as you have money. You'd better give some benefits to show your gratitude.

Second, investment and entrepreneurship are for profit, and the amount is large. Who can lend you so much money at once? It is better to get a loan, so as not to be unhappy if you can't borrow money. Relatives who lend money to you will also be worried, because family members can't mix with money, otherwise relatives may become enemies. There are also some relatives who have no money to lend you and feel embarrassed or worried about your situation.

Third, investment and entrepreneurship are risky. Borrowing money from relatives at a loss is equivalent to deceiving relatives! If the loan loses to the bank, pay the interest slowly, or go bankrupt! Will not harm relatives! I support investment and entrepreneurship to get loans, which will hurt the family less! The money in the bank doesn't have to be spent in vain. Relatives' money is hard-earned money. Try not to borrow it, and don't cheat your family!

I hope my answer can help you!

If you need money urgently, whether to borrow from relatives or banks depends on two aspects: 1, the depth of family relationship and the financial situation of relatives, and 2, the scale and time of funds needed. In case of special circumstances, if the amount is not large, you can borrow it directly from your relatives for temporary emergency. If the amount is large, relatives have deep feelings and have certain economic strength, they can ask for money, and decide whether to sign a loan agreement according to the length of use to prevent their feelings from being hurt in the future. If relatives have average feelings or no financial strength, it is recommended to borrow money from the bank to avoid embarrassment between relatives and hurt feelings, which will lead to the failure of borrowing money. In short, when relatives participate in economic exchanges, it is best to put themselves in others' shoes and learn more about each other's situation. There is really no way to get help, and it is good to borrow money from the bank.

That's why I get a credit card. I don't want to owe anyone.

Bank loans do not want relatives to know their difficulties, nor do they want to look at people's faces. They would rather pay more interest in the future, and they don't owe people anything that can be solved with money.

Find a bank loan. The reason for this is the following：

First of all, banks are richer than your relatives. This is an indisputable fact. No matter how rich a person is, his total wealth cannot exceed that of a bank. Therefore, you must find the richest bank to borrow money.

Second, it is conducive to personal credit reporting. Borrowing money from the bank and repaying it on time will leave a transaction record and enter the central bank's credit information system, which will lay a good foundation for you to lend more money in the future. Borrowed and returned, it is not difficult to borrow again.

Third, minimize the damage. If you really don't pay the loan for a while, only you will be hurt, banks or banks, formal financial institutions. It won't go bankrupt because you don't pay back the loan. Compared with the bad debts in the system, this is like 9 Niu Yi points, but your personal credit will be damaged and you will receive a court summons. At least you are safe. Try to return it slowly. What matters is your relatives or relatives. This is your last refuge.

Of course, it is very important to collect credit in the future, which is a second life for a person. We must cherish it. If you are blacklisted, you will be restricted from spending, and planes, high-speed trains and other means of transportation will not be able to ride normally.

Finally, from a financial point of view, if you need to borrow money, it means that this expenditure is beyond your personal financial capacity. I suggest that you don't use the borrowed money for consumption, because it has a cost. You must find a way to invest and use the money to make money. As long as the income can exceed the interest you have to pay, then this debt is a benign debt and can expand your assets.

Good morning, my relatives are short of money, and no one wants to borrow money. They all asked me for it.

Since you can borrow it from the bank, borrow it from the bank. Have a good repayment record, and also have a record of borrowing from relatives and friends in the future. You can't borrow it many times. If you are short of money, you must borrow money from the bank. If you borrow it, you may not lend it to your relatives. If 100 yuan is worthless, everyone is in trouble. My answer is to borrow from the bank. Don't think about a free lunch. Banks borrow interest.

Hello, the so-called settling accounts with brothers, borrowing money between relatives still depends on the situation and what you can do. We can try our best to borrow money through bank loans. Family ties can't stand the test of money, and we can also avoid unnecessary troubles. Hope to adopt.

It is easy to borrow money now, but it is difficult to pay it back. It will take several days to borrow it and several years to return it. It's not that the enterprise has no money, but people who borrowed money won't pay it back. I hope you can borrow money carefully and then borrow it!

Hello, everyone, if I encounter such a situation, I will borrow some from my immediate family. If the amount is large, I will seek a bank loan. After all, no matter how close my relatives are, they still have their own lives. I will not disturb other people's lives because I have difficulties. Money is different from others. Money is a very sensitive topic. Think about how many relatives turned against each other for money, so if they can borrow money from others, they won't borrow it from others. Of course, when anyone is in trouble, if there is no way to save his life, there is no way. As the saying goes, no one can guarantee that he will not borrow money from others in his life, but as long as there is a way, I will not borrow money from my relatives.