1. If the loan term is less than one year (inclusive), it can be repaid with equal monthly (quarterly) principal and interest (average capital), and the principal and interest will be repaid in one lump sum at maturity. If the loan term exceeds one year, it should be repaid with the same amount of principal and interest (average capital) on a monthly basis (the borrower should prepare enough foreign exchange repayment by himself and will not accept RMB repayment).

2. The borrower repays the loan in China by himself or by entrusting his immediate family members or legal guardians (the borrower shall prepare enough foreign exchange repayment by himself and will not accept RMB repayment).

3. The borrower repays by overseas remittance (the borrower needs to prepare enough foreign exchange repayment by himself, and RMB repayment is not accepted).

4. The borrower repays the loan through the online banking of China Bank (the borrower needs to prepare enough foreign exchange repayment by himself, and RMB repayment is not accepted).

As there are differences in business in individual regions, please consult the branch of China Bank for details.