1, if you are from Jiangxi province and have not had more than two housing loan records before, you can get a loan if you buy a house in yingtan. If it is the first loan to buy a house, the down payment should reach at least 30% stipulated by the state, and the down payment for the second loan should not be less than 50% or 60%. If you have borrowed money twice to buy a house, you should pay it back in full.

2. If you are from outside Jiangxi Province, you can't get a loan to buy a house in yingtan. You can only buy a house in full. Unless you have a tax payment certificate from yingtan or social security for more than one year. But if you open an account in yingtan, you can also use an ID card or something.

That's pretty much what I'm doing in yingtan at present. I hope it helps you ~