Reliable and risky. According to the inquiry of Zhenjiang Local Treasure, the loan service of Zhenjiang Juxiang Credit Management Co., Ltd. will provide a professional loan scheme, which will specify important information such as loan interest rate, repayment period and repayment method in the contract, so it is reliable, but there are also risks. The loan interest rate will fluctuate due to market changes, which will affect the borrower's repayment burden.