Conditions: 1, 18-65 years old, in good health, with China nationality, valid identity and full capacity for civil conduct. 2. Have a permanent residence in the local area. 3. Personal legal assets with stable occupation, stable legal income or full repayment of loan principal and interest. 4. Good credit record, no gambling, drug abuse and other bad habits. 5. Open a personal account in the Agricultural Bank, and be willing to accept the credit and settlement supervision of the Agricultural Bank. Procedure: 1. Customers apply for personal comprehensive credit loans and submit relevant materials. 2. The bank conducts investigation, examination and approval. 3. Banks sign credit contracts and loan contracts with borrowers. 4. Mortgage and pledge method: go through mortgage and pledge procedures. 5. The borrower repays the loan principal and interest in accordance with the agreed repayment method. 6. Go through the loan settlement procedures. Extended information: advantages of ABC loan: 1, one-time credit granting, recovery: mortgage, pledge and guarantee.

Second, the agricultural loan application report

Agricultural loan application report

What is an agricultural loan application report? I have compiled four model papers for you on the application report of agricultural loan, hoping to help you.

Model report on agricultural loan application (1) Planting professional cooperatives:

I, a relative, agricultural registered permanent residence, have an ID number. 2065438+In June, 2004, the "Planting Professional Cooperative" was established with the registered capital of 10000 yuan; The cooperative planting base is located, kilometers away. At present, cooperatives are actively striving for "municipal model farmers' professional cooperatives".

Since its establishment, cooperatives have been concerned and supported by competent departments at all levels and township leaders. Cooperatives conscientiously implement Scientific Outlook on Development, with the aim of developing green ecological agriculture, mainly engaged in planting and selling organic vegetables and fruits, livestock and poultry, sightseeing flowers, inland aquatic products, Chinese herbal medicines and other agricultural and sideline products. The cooperative has also registered and established its own brand, which is used to promote the above-mentioned agricultural projects, develop eco-agriculture and agricultural leisure and sightseeing in the form and brand, and provide special catering and leisure and entertainment services in the park. Now we have set up a team of professional technicians and management teams for strawberries, grapes and flowers.

Cooperatives take "quality, honesty and health" as their business policy, "quality is gold, service is heart" as their business purpose, and "people-oriented, honesty and survival, brand development" as their business management concepts, implement a restraint mechanism for internal development of enterprises that separates decision-making, execution and supervision, constantly introduce advanced modern enterprise management concepts, keep pace with the times, innovate constantly, and strive to create a high development.

By the end of February, 20 15 and 15, the cooperative had completed the contract transfer of more than 500 mu of land. Among them, more than 50 acres of strawberries were planted, and more than 33,000 square meters of steel frame greenhouses were built; By the end of 20 15, it is planned to complete 200 mu of vineyard land consolidation, introduce 654.38+million grape seedlings, and build more than 30,000 square meters of grape planting steel frame; Complete 200 mu of vegetable planting land and 50 mu of seasonal vegetables. Using our ponds and reservoirs, more than 50,000 fry have been cultivated. The cooperative has developed 43 members of poor households, driven more than 290 farmers, solved more than 290 rural employment, driven member households to increase their income by 65,438+200,000 yuan, and driven neighboring farmers to increase their income by an average of 800,000 yuan.

According to the industrial planning and positioning of the cooperative, * * * will implement investment and construction in three phases, with a planned total investment of 5 million yuan. Among them, the first stage: complete the arrangement of the transferred land, the construction of the strawberry garden and the formation of the technical management team, realize the official production of the strawberry garden and establish the brand; Phase II: Complete the construction of facilities such as grapes, vegetable gardens, restaurants and leisure facilities, put them into operation, and improve the brand operation mechanism; Phase III: Complete the construction of leisure supporting projects such as rural hotels, and renovate the remaining land in the park to realize the formal operation of rural tourism projects. So far, the park has invested more than 2.8 million yuan, mainly from the part raised by the promoters and the subscription of members. At present, the investment plan and construction progress of the first phase have been basically completed, which is mainly used to complete the preliminary land consolidation of more than 500 mu of agricultural land in the park, as well as the strawberry garden, supporting facilities, personnel salary and publicity.

According to the planned investment progress and capital demand of the cooperative industry, the cooperative now applies to your bank for loans to support agricultural development. The cooperative intends to apply for a loan of 2 million yuan, and the loan period is planned to be three years, which is mainly used for the second and third phases of the park construction (including seedling greenhouse construction, flower introduction and greening, supporting project infrastructure construction, land transfer rent, labor cost of the park, agricultural materials purchase, working capital and operation).

The strawberry garden put into production by the cooperative is expected to earn 800,000 yuan this season. In addition, with the commissioning of the second and third construction projects in the park, the funds will be recovered, and the cooperative is fully capable of repaying the loan principal and interest on schedule. Cooperatives will also strive to build a high-quality, high-standard, healthy and green modern eco-agricultural professional cooperative, realize the goal of "cooperative and social and economic benefits, social benefits win-win" at an early date, promote the healthy development and growth of cooperatives, effectively increase farmers' income and make greater contributions to economic development!

Hereby!

Zhongyangzhi professional cooperative

Legal representative:

Date, year and month

Demonstration Report on Agricultural Loan Application (II) Dear xx Branch of Agricultural Bank of China:

I'm xxx from xx Village, xx Town, XX County, XX Province. I am XX years old, male and in good health. Before that, I have been engaged in wooden house decoration and temporary work outside. During this time, I have been thinking about whether I have been engaged in wooden house decoration or other work in my life. After learning from a painful experience, I decided to start a business in xxx. Starting from the bottom, buy a facade as the basis for starting a business. Manage all kinds of fruits and vegetables. The motivation of starting a business is that my wife is still young, my children are growing up, and I am still young and strong. This has also created a beautiful entrepreneurial environment for me. I must seize the opportunity and work hard. But because I have two sons and a daughter who is still studying at school. My life's efforts and money have been invested in them. Playing hero now is a penny for a penny! Looking at the bright future and the bitterness behind it, I keep sighing! On second thought, I have to ask your department for support and lend me xx million for the time being to solve the urgent need! I promise your department that during xxx years, I will pay off the principal and interest together! Please believe me. I have goals, energy and repayment ability. I hope your permission will be appreciated!

I am here to convey

Salute!

Applicant: xxx

Xxx year x month x day

Demonstration report on agricultural loan application (3) 1. Company introduction:

(1) Basic information of the company

The company is mainly engaged in the slaughter of pigs, cattle and sheep (secondary), the processing and sales of livestock and poultry, and the breeding of pigs, cattle, sheep, chickens and rabbits; Wholesale and retail of metal materials, building materials, chemical products, general machinery, electrical equipment, wires and cables, instruments and meters, Wujinjiaodian, and sales of automobiles, motorcycles (you see the sample loan application from Fan Wendaquan) and motorcycles and their parts; Acquisition of waste materials and recycling and dismantling of scrapped cars. The registered capital is xxx million yuan, and the company is a limited liability company. There are xxx employees, including xx university graduates, xx technical secondary school graduates and xxx professional technicians. Since its establishment, xxx Co., Ltd. has been rated as XXX for many times; Consumers trust companies; ; Companies that honor contracts and keep promises; Top ten private enterprises; Taxpayers of private companies; Advanced private companies; And it is one of the private companies with strong xxx market and key protection, and it is the leading company of livestock and poultry breeding in our county. The group has strong development potential and brand advantages, and has always been honest, efficient, pragmatic and dedicated; Enterprise spirit, dedication to society, return to the public. The company's business philosophy of honesty, brand building, quality service and market winning has become an important support for the development of livestock and poultry breeding and food in xx, and has made greater contributions to the development and prosperity of local economy in xx.

(2) The credit status of the company as a legal person

Mr. xxx, the chairman of the board, was born in xx, graduated from MBA (Business Administration Course) of Tsinghua University, joined the army in XX, and retired to work in xxx Company in XX. Xxx, in the spirit of keeping pace with the times and pioneering, left his job without pay to start a business in X month of xxxx year. At present, he is a member of the Standing Committee of xx CPPCC, vice chairman of xx Federation of Industry and Commerce, vice chairman of xx Glory Promotion Association, special inspector of xx People's Procuratorate, law enforcement supervisor of xx Public Security Bureau and member of xx Hardware Chamber of Commerce. Many times, he was awarded the honor of "Director (Manager) of Advanced Private Company" in xx, "Outstanding Member of Federation of Industry and Commerce" and "Glorious Career" in xx, and "Star of Laid-off Entrepreneurship and Re-employment" in xx. Xxx is an honest, good at management, with management knowledge and practical spirit. Under his leadership, xxxxx Company has continuously introduced advanced modern company system, consolidated the management foundation of the company, built a fine corporate culture, adhered to the business policies of high quality, high efficiency, honesty and customer service and the business purpose of "quality is gold, service is the heart", worked hard together, kept pace with the times, and constantly strived to expand to a new breadth and depth, thus building a staff team with high professionalism, efficient innovation and efficient team spirit.

The company always stresses credibility and abides by contracts. At present, it has a credit relationship with xx Branch of China Bank and xx Union of Rural Credit Cooperatives. In the process of communication with the bank, always pay interest and repay the loan principal on schedule. The performance rate of contracts signed with business customers is 100%, and it has been rated as a contract-oriented and credit-oriented unit by relevant departments for many times. It was rated as AA-class company by xx Branch of China Bank and AAA-class company by Chongqing Credit Union. The company is in good operating condition, with strong management ability, strong operating ability and profitability, high credibility and promising development prospects. In order to expand the scale of operation, the company will be expanded and new projects will be developed, but the company is short of liquidity. Now apply to the Agricultural Development Bank for project loans and short-term working capital loans. Because the company has good business projects, good benefits and sufficient sales revenue and cash inflow, the company promises to repay your loan and interest on schedule. Therefore, xx Company is fully capable of repaying your project loan and short-term working capital loan to ensure the safety of your loan.

(3) Operating equipment and licenses

The business license is complete. The company has 1 secondary livestock and poultry slaughtering and processing plant in xx city. Is xxx pigs, cattle and sheep slaughter and pig purchase and sale of key companies. It has a national standard second-class mechanized slaughterhouse and advanced refrigeration facilities. Annual slaughter of xx pigs, xx cattle and sheep, xxx rabbits. Pig farm 1, rabbit farm 65438.

(four) assets and liabilities and production and operation.

The company has been engaged in livestock and poultry breeding and processing, pig and cattle slaughter, intensive processing and export of livestock and poultry products for more than xx years, and has achieved good business performance. In 2005, the company slaughtered xxxxx pigs and X million rabbits, slaughtered and processed xx million pigs, cattle, sheep and rabbits, with annual sales of xxxxx million yuan, realized profits of xxx million yuan and paid taxes of xx million yuan.

Main financial indicators of the company in recent two years

xxx

(five) the company's credit rating and two-year loan principal and interest:

Our company has a credit relationship with xx Branch of Bank of China and xxx Rural Credit Cooperative Association, and all of them have repaid the principal and interest of working capital on schedule, and were rated as AA-level companies by xx Branch of Bank of China and AAA-level companies by xx Credit Cooperative.

Two. Project loan and working capital loan forecast

(A) xx quality meat rabbit production base construction project

1. Construction scale: the annual output of high-quality commercial meat rabbits is xxx million, and 1 rabbit farm and 1 high-quality commercial meat rabbit demonstration farm are planned. There are xxx specialized households in the breeding community, which will be implemented in 6 towns such as xx, xx, xx and xx and 8 townships in xx * * *.

2. Total investment: controlled at xxxx million yuan;

3. Financing plan: apply for industrial investment subsidy of xxx million yuan, self-raised xxx million yuan, loan of xxx million yuan, and farmers' investment of xxx million yuan, subject to financial evaluation.

4. Project operation mode: company community farmers. The company is responsible for providing rabbit breeding, technical services and recycled products.

5, xxx quality meat rabbit production base construction project preliminary work

(1) On February 23rd, 2003, 65,438+invested RMB 10,000 to bid for the farm of xxx company in xxx town. The farm covers an area of xx mu, including xx mu of land use right, xx mu of housing construction and xxxx square meters of housing construction area. The buildings are mainly feeding pens, feed processing rooms and feed warehouses. It is intended to be used for the construction of xx million high-quality commercial meat rabbits demonstration field.

(2) In April 2005, xxX Company invested xX million yuan to build a new sewage treatment facility, which was put into operation in June 2005.

(3) In May 2005, after renting the original xxx winery with an investment of xxx million yuan, it was rebuilt into a rabbit farm with an investment of 530,000 yuan (including civil engineering and feeding facilities and equipment), and more than xxxx rabbits from New Zealand, California and Belgium were raised in the existing pens. The farm covers an area of 20 mu and 9 mu, of which the breeding area of rabbits is xxxx square meters.

(4) Signed a contract with xxx households in X township, such as xxx, XXX, etc.

(2) Operating working capital loan projects.

1. Company is a national second-class designated slaughterhouse in xx city, with advanced slaughtering facilities and refrigeration equipment. With the popularization of chilled meat, it has promoted the rapid development of our export meat products business, and the business will increase substantially, which will also bring about an increase in capital demand.

2. The company's livestock and poultry breeding is located in xxx, Xiadukou, xxxx Town, with an area of xx mu and a business area of xxxx square meters. It is the industrialized commercial pig breeding base of xxx "company farmers", mainly breeding "foreign ternary" and hybrid binary pigs. Intensive cultivation of new British strains, foreign binary breeding pig xxx, commercial pig xxxx. It is planned to expand the scale of self-propagation and self-support to xx million commercial pigs a year, which is now being implemented.

(III) In order to expand the business volume and scale of the company, it is urgent to inject a large amount of funds, and it is planned to apply for a short-term working capital loan of xxx million yuan. Its current working capital is xxx million yuan, and the company needs xxx million yuan, so it should increase its working capital by XXX million yuan.

The above-mentioned aquaculture project loans and short-term working capital loans are in line with the loans supported by your leading agricultural industrialization companies.

Third, the benefit forecast

(A) Breeding project forecast

1, this project * * * establishes xx meat rabbit breeding community and develops xxx large-scale breeding households, which can increase the income of large households by xxx million yuan, with an average net income of xxx million yuan per household. At the same time, the number of farmers benefiting from the project has reached xxxx, including xxxx, and farmers (immigrants) can increase their income by xxx yuan per capita, which is very obvious for benefiting farmers.

2, the implementation of this project, will also directly provide xxx jobs, can be placed in xxx production, at the same time help to promote the development of local feed, veterinary drugs, animal products processing and biochemical industries, easy to form new economic growth points, its social and economic benefits are obvious, and it is of positive significance to crack the emptiness of xxx industry.

3. Through the overall financial evaluation of the project investment, the annual agricultural output value of xxxxx million yuan, the investment profit rate of 24%, the financial net present value of XXXXX million yuan, the financial internal rate of return of 65,438+07.2%, the investment payback period of 8.4 years and the loan repayment period of 4.2 years can be realized, and the overall profitability is good.

4. The project not only helps to solve the local rural energy problem, but also plays a role in improving soil and improving the quality of agricultural products by developing ecological farming mode and popularizing technical measures such as biogas utilization, biogas residue returning to field and biogas slurry irrigation, which is of positive significance to promoting local ecological agriculture construction.

(2) Forecast of operating and processing benefits

This food slaughtering and processing factory is the second-class designated slaughtering unit in the urban area of xxxx, and it is also the only designated slaughtering factory that has obtained the administrative license of the county people's government. Slaughter and process xxx million pigs, cattle, sheep and rabbits every year, with annual sales of xxx million yuan, profits of xxX million yuan and profits of xx million yuan. With strong benefit space and advanced company management ability, it can ensure the safety of your short-term working capital loan.

Four. solvency

1. Due to the company's good operating conditions, strong management ability, strong operational ability and profitability, high credibility and considerable development prospects, in order to expand the scale of operation, the company will become stronger and bigger and develop new projects, but the company's liquidity is insufficient. Now we apply for project loans and short-term working capital loans from the Agricultural Development Bank. Because the company's operating projects are good, the benefits are good, and there are sufficient sales income and cash.

With the inflow of gold, the company promises to repay your loan and interest on schedule with the company's sales income and cash inflow to ensure the safety of your loan.

2. The project loan and one-year working capital loan that the company intends to apply to your bank is xxxx million yuan, which is mainly used to expand the scale of livestock and poultry breeding and the business needs of the company. And the personal assets and other real estate of the company and its legal representative xxx are used as collateral.

Model essay on agricultural loan application report (IV) Dear leaders of rural credit cooperatives:

Hello, I am a student of Class _ in University College, _ (Ethnic) _ (Political View), _ Local.

There are _ people in my family, as follows:

Main income sources, income and expenditure of families:

I have been thinking, studying and working since I entered school (freshman can write high school) (avoiding stereotypes)

Personally, I think that the family is in financial difficulties, and it is really difficult to pay high tuition fees and maintain normal studies, so I have to apply for a national student loan in my hometown. The specific amount is as follows:

The tuition fee for the 2004-2005 academic year is RMB, including RMB for accommodation and RMB for living expenses.

The tuition fee for the 2005-2006 academic year is RMB, including RMB for accommodation and RMB for living expenses.

Total yuan.

I will be very grateful to the leaders and your club for their help, so that I can finish my studies. I promise to repay the principal and interest as soon as possible in strict accordance with the loan contract after graduation, and guarantee to pay off the principal and interest within the loan period. I also promise to contact your association at least _ times a year before the loan is paid off, and provide the latest communication method and effective contact address in time. Finally, I sincerely hope and thank the leaders for approving my application and fulfilling my college dream.

I am here to convey

Salute!

Applicant: Name (with my handprint)

Date, month, 200

Third, how to write an agricultural loan report

Special issue of agrometeorology: analysis of the impact of heavy rainfall cooling process on agriculture on XXX 2 ~ 6 days Abstract: From 2 to 6 days, there was a rare heavy rainfall cooling process in spring in our city, with precipitation of 38.2 mm and cooling range of 8.6℃. A large amount of precipitation eased the drought, and the cooling did not cause freezing damage to wheat, but it had a certain impact on vegetable production in protected areas. 1. The recent weather is affected by strong cold air, warm and humid airflow and artificial precipitation enhancement. From the night of March 2nd to 4th, there was a wide range of rain and snow, and the precipitation was 38.2mm, which was the highest in the same period since our city had meteorological records. With the progress and end of the precipitation process, there was a cooling weather, and the cooling range reached 8.6℃ from 3 rd to 6 th. Second, the impact on agriculture 1, the impact on winter wheat At present, winter wheat has entered the green period. The effective precipitation of winter wheat during the wintering period is less, and drought has appeared in some wheat fields at the end of winter. Abundant precipitation has effectively alleviated the drought in wheat fields, which is equivalent to watering the dry winter wheat with green water. According to the observation of weather station and the field investigation of scientific and technical personnel, the lowest temperature dropped to -5.5℃ on the 6th, and winter wheat was not frozen. At present, it is still in the low temperature tolerance range of winter wheat and has not caused freezing damage to winter wheat. 2. Impact on vegetables in protected areas With the process of precipitation, rainy (snowy) weather appeared for 4-5 days, which caused the temperature in the solar greenhouse to drop. According to the field observation information, the temperature in the solar greenhouse was generally 14 ~ 20℃ on the 3rd to 4th, and it dropped to the lowest value in recent days on the morning of 6th, generally around 10℃. Due to the short duration of low temperature and insufficient illumination, only vegetables grow slowly. As the weather clears up, the temperature in the greenhouse rises rapidly and vegetables can recover quickly. Three. Suggestions on the future weather and production management According to the forecast of the Municipal Meteorological Observatory, the weather in our province will be mainly sunny in the coming week (March 7 ~ 13), and the temperature will change greatly. In the early stage, the high altitude of our city was controlled by the northwest airflow, and the weather was fine and the temperature rose; Affected by the weak cold air in the northeast, there are more clouds and the temperature drops on weekends. At present, the soil moisture is good, but the temperature changes greatly, so the wheat field should be hoed in time to raise the ground temperature and preserve moisture. It is windy in spring and the temperature changes greatly. Vegetables in protected areas should be protected against wind and cold in time, and vegetables should be planted according to weather changes in early spring. Xx meteorological bureau

4. How to write the application report for rural agricultural production roads?

Village Committee application,