2. Insurance premium means that the borrower must go through the relevant insurance procedures in accordance with the relevant regulations before signing the real estate mortgage contract, and the insurance amount shall not be less than the loan amount, and the undertaking bank or "center" shall be the first beneficiary of the insurance contract.

Three. During the loan period stipulated in this contract, the borrower shall not interrupt or terminate the insurance contract for any reason, otherwise the undertaking bank has the right to act as an insurance agent, and all insurance expenses shall be borne by the borrower. During the insurance period, if the house is damaged beyond the scope of insurance liability due to the fault of the borrower, the borrower shall bear all the responsibilities.