As long as the loan page has a quota, users can submit loan applications. As for whether they can pass the audit, it is decided by the system's evaluation of the user's credit qualification. And how many times the user has measured the quota, which will not affect the audit results. Users don't need to borrow money, so it is not recommended to calculate the loan amount frequently, which may reduce the comprehensive credit score of users.

Ping An Bank will test the credit line if there is demand, and do not test if there is no demand. Ping An Bank will check the credit information, but one is the form of post-loan management and the other is the form of applying for a credit card. If there is no demand, don't check it.

Ping An Pocket Bank APP has a function of "measuring lines for new customers every second", which will check credit information and get feedback from many cardholders. Finally, the system either gives an error or "I can't test the line for the time being, so I can apply for a credit card directly", which shows that the function of this test line is of little use and may also bring bad records to personal credit information.

In addition, if you just measure the amount with a playful attitude, it may bring trouble to individuals and you will receive all kinds of phone calls recommending card handling.