Now Alipay has a new function (Alipay IOU function), which automatically deducts money when it is due, so you don't have to worry about borrowing money anymore. Let's introduce this function below.
1) Open Alipay, click "Friends" in the navigation bar, then select a "Friends Chat Window" and select "Loan"
2) Fill in the loan amount
3) Fill in the loan slip, and click OK to send a loan request to the other party.