Thawing Some banks will unfreeze after the audit is completed, and some will not unfreeze until the mortgage is approved. You can ask the bank's personal loan center for details.

First of all, it needs to be clear that Huaxia Bank's "fund freezing period" and "effective thawing period" are not the same thing. Please contact the bank for the specific thawing date and method. The "fund freezing period" means that the merchant and the customer agree to freeze the customer's funds for a certain number of days, during which the cardholder may not unfreeze them. "Effective unfreezing period" refers to the period after the "fund freezing period", which allows customers to unfreeze or pay. If the cardholder doesn't do anything during this period, the system will automatically deduct the frozen funds.