I would like to ask what are the application tips for Everbright Xixin Loan?

1. Open a bank account:

Before applying for Xixin Loan, the applicant must first open a personal savings card account at China Everbright Bank.

2. Activate online banking services:

Enable online banking services for the applied-for savings card and apply for a Sunshine Token.

3. Log in to personal online banking:

After holding the Sunshine Order, you can log in to personal online banking, where you can apply for Everbright Xixin Loan.

For more information on the application tips for Everbright Xixin Loan, enter: View more content Is it easy to get Everbright Bank Sunshine Xixin Loan? These conditions must be met

; Everbright Bank has a consumer loan product called Sunshine Suixindai. Since then, it has attracted the attention of office workers with a maximum limit of 300,000 yuan and a maximum loan term of 3 years. . Many friends who want to apply for Sunshine Xixin Loan will be concerned about one issue, which is whether it is easy to apply for Sunshine Xixin Loan. Here we will analyze it.

Is it easy to get a Everbright Sunshine Loan? As an unsecured and unsecured credit loan, Sunshine Xixin Loan is easier to apply for than traditional bank loans. Friends in need can apply according to the prompts through Everbright Bank Personal Online Banking, Mobile Banking PP, Everbright WeChat Bank and other channels. However, not everyone can apply successfully. At least they must meet the basic application conditions. There are the following points: 1. A Chinese natural person with legal status and Chinese nationality, able to provide valid identity documents, and with full capacity for civil conduct; 2. Have stable economic income, good credit, and the ability to repay the principal and interest of the loan on schedule; 3. , Agree to open a Sunshine Card, a savings passbook with settlement function, and an electronic account at Everbright Bank, and agree to authorize Everbright Bank to directly deduct the principal and interest of the loan and related expenses borne by the borrower from the agreed repayment account; 4. Age 22 Aged to 60 years old (applicants for insurance loans are between 22 and 55 years old; applicants for provident fund consumer loans are between 25 and 55 years old and not more than 60 years old when the loan expires); 5. No credit loan balance in Everbright Bank; 6. Insurance Consumer loans must have purchased "Personal Loan Guarantee Insurance" in the name of the borrower from an insurance company; 7. Provident Fund Consumer Loans: The borrower is an employee who has paid the local housing provident fund continuously for 12 months; the borrower has paid continuously for the past 12 months. , there are no abnormal situations such as payment interruption or postponement, and the current payment status is normal; the amount of personal deposits in a single month is not less than 300 yuan, and the total payment amount of units and individuals is not less than 600 yuan; in the credit information, the recent The cumulative overdue record within 24 months shall not exceed 6 times and the consecutive overdue period shall not exceed 3 periods; other conditions required by China Everbright Bank. After submitting the application, China Everbright Bank will comprehensively evaluate the applicant's personal credit and financial strength with the authorization of the applicant. Authorized query data includes but is not limited to: People's Bank of China personal credit, provident fund, personal tax information and other data, and the fastest time from application to receiving the approval result is 30 seconds. What are the requirements for Everbright Bank Sunshine Xixin Loan? There are these requirements!

;? As one of the large joint-stock banks, China Everbright Bank can provide a variety of loan products to a wide range of borrowers. Among them, Everbright Bank Sunshine Xixin Loan has attracted relatively high attention. Here, I would like to introduce to you the application conditions for Everbright Bank Sunshine Suixin Loan. According to what we have learned, the requirements for applying for Everbright Bank Sunshine Xixin Loan are relatively high, and borrowers need to meet five basic conditions.

The specific circumstances are as follows: 1. Chinese nationality, aged 22-60 years old (for insurance loans, the borrower is 22-55 years old; for provident fund consumption loans, the borrower is 25-60 years old and not more than 60 years old when the loan matures); 2. Individual Good credit, no bad loan record in the past; 3. Stable financial resources, no credit loan balance in Everbright Bank, and the ability to repay the loan principal and interest on time; 4. Friends who apply for insurance consumer loans, use the borrower’s own name at the insurance company Purchasing "Personal Loan Guarantee Insurance" in name; 5. Requirements for applying for provident fund consumer loans: (1) The borrower is an employee who has paid the local housing provident fund continuously for 12 months; (2) The borrower has paid continuously in the past 12 months, and no Abnormal situations such as payment interruption or postponement, and the current payment status is normal; (3) The amount of personal deposits in a single month is not less than 300 yuan, and the total deposit amount of units and individuals is not less than 600 yuan; (4) China Everbright Bank Other conditions required. Through the above content, I have introduced to you the conditions required for Sunshine Xixin Loan from China Everbright Bank. I hope it will be helpful to you.