What conditions does Du Xiaoman need to borrow money?
The conditions required for Du Xiaoman to borrow money: the applicant must be between 18 and 55 years old; have a second-generation ID card; have good personal credit; and have the ability to repay principal and interest. The above are the basic conditions for Duxiaoman Financial Loans. Different loan products have different specific requirements. Please refer to the conditions stipulated in the loan products. In addition, Duxiaoman Financial requires authorization to check your credit when applying for a loan, so every time you apply for a loan, a loan approval inquiry record will be left.
Before applying for a Duxiaoman loan, users need to obtain a credit line. Those without credit cannot submit a loan application. What are the requirements for a Duxiaoman loan
Application conditions:
1. Age requirement. Between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application.
2. Data requirements. During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply.
Du Xiaoman Finance, formerly Baidu Finance. In April 2018, Baidu announced that its financial services business group had officially completed the signing of a split financing agreement. After the split, Baidu Finance will launch a new brand "Du Xiaoman Finance" to achieve independent operations.
Baidu's Internet financial business began in 2013. In 2015, it integrated the existing financial businesses to form a financial business group, and raised the financial business to Baidu's strategic position. Baidu Senior Vice President Zhu Guang Mr. is fully responsible.
On December 21, 2021, Du Xiaoman signed a cooperation agreement with the United Nations Development Program to jointly promote the "Sustainable Finance to Support Rural Revitalization Project". The project plans to build a "Sustainable Development Innovation Service Center" (hereinafter referred to as the "Innovation Center") at the county level to provide financing support for rural small and micro enterprises through a digital industrial service platform.
On September 10, 2021, the China Association of Small and Medium Enterprises jointly established a small and micro finance branch with Du Xiaoman Finance. Under the guidance of the China Small and Medium Enterprises Association, with the purpose of serving member companies, small and micro enterprises, and individual industrial and commercial households, the branch will make full use of big data, artificial intelligence and other technologies to reduce the financing costs of small and micro enterprises; it will join hands with financial institutions to provide services to small and micro enterprises. The development of micro enterprises provides multi-level financial support including low-interest credit loans; intensive services are provided by region and industry to provide small and micro enterprises with the financing support needed to adapt to the industry.
On July 21, 2021, Du Xiaoman Finance made an emergency donation of 10 million yuan through the Henan Charity Federation.
The joint efforts of Duxiaoman Financial’s multiple business sectors are realizing the ideal of inclusive finance: integrating finance into ordinary people’s daily necessities, helping people realize their dreams of a better life, and allowing more people to realize their dreams of a better life. Can people obtain financial services equally and conveniently? What are the requirements for Xiaoman loan application?
I use Duixiaoman, loan application conditions: age 18-55, ID card + personal debit card required. Students cannot apply for Du Xiaoman loans. I majored in animal medicine at university. After graduation, I didn’t want to raise pigs for others and work as a coolie. My parents told me to take care of the work myself, so I decided to open a pig farm by myself. My parents funded me more than 100,000 yuan. After starting the business, I borrowed another 20,000 yuan from Du Xiaoman when I was short of money. There are already merchants taking reservations for our pigs, which can be regarded as the first step to a successful business.