1. What are the procedures for repaying the loan?

1. After the car loan is paid off, the mortgage cancellation registration is required. The borrower should go to the local vehicle management office to cancel the mortgage registration, and then get back the car property certificate, so that the car will truly belong to the owner. When handling the mortgage cancellation registration procedures, you must prepare the valid identity documents of the borrower, the applicant and the vehicle owner, the loan contract signed with the bank, the loan repayment card, the original motor vehicle registration certificate and other materials.

2. Legal basis: Article 394th of the Civil Code of People's Republic of China (PRC).

In order to ensure the performance of the debt, if the debtor or a third party mortgages the property to the creditor without transferring the possession of the property, if the debtor fails to perform the due debt or realize the mortgage according to the agreement of the parties, the creditor has the right to be compensated in priority for the property.

The debtor or the third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property that provides guarantee is the mortgaged property.

Article 395

The following properties that the debtor or a third party has the right to dispose of may be mortgaged:

(a) buildings and other land attachments;

(2) The right to use construction land;

(3) the right to use the sea area;

(4) Production equipment, raw materials, semi-finished products and products;

(5) Buildings, ships and aircraft under construction;

(6) means of transportation;

(seven) other property not prohibited by laws and administrative regulations.

The mortgagor may mortgage the property listed in the preceding paragraph together.

2. What are the procedures for buying a car with a loan?

The loan to buy a car needs to go through the following procedures:

1. The buyer needs to provide valid identity documents, and temporary id card can also provide them;

2. If you are married, you need to provide a copy of your marriage certificate and your spouse's ID card;

3, proof of residence, you need to provide proof of residence in the permanent residence, such as the electricity bill for the past 6 months, if you have real estate in the permanent residence, you need to provide real estate license;

4 proof of work and income, and provide proof of income stamped with the official seal of the work unit.

What procedures do I need to go through to repay the loan car?

There are many procedures that need to be handled after the car loan is paid off, as follows:

Go to the bank or the "car loan" company to handle the loan settlement certificate;

Bring back the original mortgaged vehicle registration certificate;

Go to the local vehicle management office to handle the mortgage cancellation procedures;

Go to the insurance company to change the beneficiary of auto insurance.

What are the procedures and processes for paying off the car loan?

After the car loan is paid off, the process to be handled is as follows:

1. After the car loan is settled, the standard will provide relevant materials for the car loan, including purchase tax invoices and repayment vouchers;

2. Go to the lending institution to settle the car loan;

3. After the car loan procedures are settled, go to the vehicle management office to get the motor vehicle registration certificate with relevant procedures.

What materials do you need to prepare for car loan?

The materials needed for car loan are:

1, personal loan application;

2. Valid identification of individuals and spouses;

3, I and my spouse's occupation, position and income certificate;

4. Marriage certificate and household registration book;

5. Original ID card, residence booklet or other valid residence certificate, and provide a copy.

Legal basis: Article 68 1 of the Civil Code of People's Republic of China (PRC).

A surety contract is a contract in which the surety and the creditor agree that the surety will perform the debt or assume the responsibility when the debtor fails to perform the due debt or the circumstances agreed by the parties occur.

Article 682

The guarantee contract is a subsidiary contract of the principal creditor's rights and debts contract. If the principal creditor's rights and debts contract is invalid, the guarantee contract is invalid, unless otherwise stipulated by law.

If the debtor, guarantor and creditor are at fault after the guaranty contract is confirmed to be invalid, they shall bear corresponding civil liabilities according to their faults.

What should I do after paying off the car loan?

After paying off the car loan, go to the vehicle management office to go through the mortgage formalities. Need to carry the identity certificate of the motor vehicle owner and mortgagee; Motor vehicle registration certificate.

Article 24 of the Regulations on Motor Vehicle Registration applies for cancellation of mortgage registration.

(a) the identity certificate of the motor vehicle owner and the mortgagee;

(2) Motor vehicle registration certificate.

If the people mediate, make a ruling or make a judgment to cancel the mortgage, the owner or mortgagee of the motor vehicle shall fill in the application form and submit the motor vehicle registration certificate, the effective mediation book, ruling or judgment issued by the people, and the corresponding notice of assistance in execution. The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, and annotate the contents and date of cancellation of mortgage registration on the motor vehicle registration certificate.

Twenty-fifth motor vehicle mortgage registration date, mortgage registration cancellation date can be available for public inquiry.

Article 26 In case of any of the circumstances specified in Item (1), (7), (8) and (9) of Article 9 or Item (2) of Article 20, mortgage registration shall not be handled. Do not apply for mortgage cancellation registration.

Extended data:

Article 9 of the Regulations on Motor Vehicle Registration shall not be registered under any of the following circumstances:

(1) The certificates and vouchers submitted by the motor vehicle owner are invalid;

(2) The certificate of origin of the motor vehicle has been altered or the owner of the motor vehicle recorded in the certificate of origin of the motor vehicle is inconsistent with the identity certificate;

(three) the certificates and vouchers submitted by the owner of the motor vehicle are inconsistent with the motor vehicle;

(four) motor vehicles produced without the permission of the competent department of motor vehicle products in the State Council or imported without the permission of the competent department of motor vehicle import in the country;

(five) the technical data related to motor vehicles are inconsistent with the data published by the competent department of motor vehicle products in the State Council;

(six) the model, engine number, vehicle identification code or related technical data of the motor vehicle do not meet the national safety technical standards;

(seven) the motor vehicle has reached the compulsory scrapping standard stipulated by the state;

(eight) the motor vehicle is sealed up or detained by the people, the people's procuratorate and the administrative law enforcement department according to law;

(9) The motor vehicle is stolen or robbed;

(ten) other circumstances that do not conform to the provisions of laws and administrative regulations.