First, swindlers and small loan companies are all for money, so when applying for loans, we must pay attention to how they charge, and never repay in advance. Don't trust anyone who starts to collect management fees, handling fees and other "exorbitant taxes and miscellaneous fees" before the loan is obtained, let alone believe the rhetoric of the other party. These are the means of swindlers. When you get the money, you will be abandoned by him, let alone get a loan. Also, even if you see their websites online, some small-scale websites are secondary websites built by individuals, which are used to deceive people. The contact information is all mobile phone numbers, which is even more unreliable.

Second, if you can't find the relevant information of the company on the website of the industrial and commercial department, the so-called award-winning certificates left by the website are all false packages, some are vague, and those who can't see the actual content are liars.

Third, most of the website pictures are stolen from the pictures of existing well-known loan websites. Generally speaking, people who claim that the loan is faster and the loan amount is higher are likely to be scams, and those who promise to reduce the interest of formal loan companies in the market are liars.

Fourth, customers who claim to cooperate with the bank to lend money, but actually don't have such cooperation after communicating with the bank, should be careful. Please pay attention to remittance to personal bank accounts, and tell you easily with little information that your approval has passed, and those who can check the account by phone are likely to be liars.

Some former employees of regular loan companies use their professional knowledge to guide you how to create false information to obtain more loan quotas, and then successfully extort agency fees for your loans, which is a scam.

Summary: The borrower must be careful not to fall into the scam of the above five swindlers of microfinance companies.