The first suite bought a 250W house in Shanghai, and prepared a down payment 150W provident fund loan, a 60W commercial loan and a 40W later one. What is the monthly repayment? How to calculate? Which way is good? Because the interest rates of provident fund and commercial loans are different, they are calculated separately.

Assuming that the repayment period is 30 years, you need to repay about 3,200 yuan per month for the 60W of the provident fund, and pay about 2,500 yuan per month to 700 yuan.

The monthly repayment of 40W commercial loan is about 2,700 yuan, and with the provident fund loan from 700 yuan, the total is about 3,500 yuan.

It should be noted that provident fund can only be used to deduct provident fund loans, but not commercial loans.