1. Apply for opening personal loan accounts such as personal small revolving loan and personal student loan at the counter of China Construction Bank with the payer's ID card;

2. Fill in the Loan Pass Application Service Agreement and related agreements with ID card and debit card, and apply for signing the Loan Pass;

3. CCB's backstage customer service will review personal data and credit information;

4. Sign relevant agreements after approval.

This is to sign the contract through the counter, and the online banking application customer needs to complete the online banking contract and bind the online banking shield first. After obtaining CCB's credit line or offline loan line, log in to CCB's personal online banking account, click the loan service to enter the loan signing, select the repayment account, and click Next to sign the contract.

If there are new customers who are going to apply for personal housing loans, they can also apply for setting the withholding account as a loan account when applying for mortgage loans from CCB. The process is the same as above.