China Merchants United Finance is a consumer finance company jointly established by China Merchants Bank and China Unicom. It holds a consumer finance license and can legally operate consumer loan business. There are also formal loans similar to China Merchants United Finance. Which ones? What other formal loans are similar to China Merchants United Finance? 1 BOC Consumer Wallet BOC Consumer Wallet is a product of BOC Consumer Finance, a consumer finance company initiated by well-known companies such as Bank of China and Bailian Group. BOC Consumer Wallet provides users with consumer loan services of up to RMB 50,000, and the amount is available on a recurring basis. 2360 IOU 360 IOU is a loan product of Qihoo 360. It is provided by Fuzhou 360 Network Small Loan Co., Ltd., a licensed financial institution, to provide safe and convenient consumer loan services to various social groups with financing needs. Duxiaoman quota: up to 200,000, apply immediately for 3 Zhongyuan Consumer Finance Zhongyuan Consumer Finance is a consumer finance company approved by the China Banking Regulatory Commission and initiated by Zhongyuan Bank. It can provide unsecured consumer loan services to the public. Currently, it mainly provides cash loans and money withdrawals. and consumption installment payment are two major products. 4 wangshangdai wangshangdai is a loan business launched by MYBank, a licensed financial institution in which Ant Financial has a stake. It mainly provides pure credit unsecured credit loan services to Alipay users and Alibaba merchants. wangshangdai can be used through Alipay and online banking. Apply. 5 Suning Financial Suning Renzhifu is a small consumer loan product launched by Suning Financial, which is a shareholder of Suning Cloud Commerce and Bank of Nanjing. The loan issuance entities are all formal licensed financial institutions, aiming to provide individual users with multi-scenario, omni-channel, and comprehensive Small consumer loan services. In summary, formal loans similar to China Merchants Union Finance that are qualified for loan business include Bank of China Consumer Wallet, 360 IOU, Zhongyuan Consumer Finance, Online Shangdai, Suning Financial, etc. It is recommended to establish a reasonable and healthy consumption concept and avoid excessive borrowing.