1. Newly introduced international top talents, national industry leaders, provincial industry leaders and other high-tech talents selected for Changsha's high-tech talents leading project can apply for full housing subsidies in two times according to the standard of the city's average market price of 200 square meters, 150 square meters and 100 square meters in the same period. The talents identified as in short supply and in urgent need will be awarded 500,000 yuan, 300,000 yuan and 6,543.38+0.5 million yuan respectively at different levels, and will be distributed in a ratio of 4:3:3 in three years. If the actual total purchase amount (based on the calculation of the total deed tax purchase amount) exceeds the full purchase subsidy, the subsidy shall be made according to the full purchase compensation standard; Do not exceed, according to the actual total purchase subsidies. The calculation method of full house purchase subsidy is to multiply the standard area of subsidy by the average price of commercial housing market in Changsha in the month when high-tech talents are selected as leading projects. Second, doctoral and master's graduates newly settled in Changsha, doctoral and master's graduates under the age of 35 (excluding the staff of government agencies and institutions), who purchase commercial housing for the first time (before buying this house, their spouses and minor children have no record of any commercial housing transactions in Changsha), can apply for housing subsidies of 60,000 yuan and 30,000 yuan respectively. Three. Professional and technical personnel 2065438+those who have newly introduced or obtained the professional qualification certificate of senior technicians in Changsha enterprises after June 2007 can apply for the first time to purchase commodity housing subsidies of 30,000 yuan in Changsha. Legal basis: "Several Policies for Building a National Platform for Attracting and Gathering Talents in Changsha (Trial)" stipulates that the qualifications for doctoral students and high-level talents to purchase houses are as follows: 1. Doctors who have settled for a long time are not subject to the time limit for social security payment when purchasing the first family commercial house. 2. High-level talents of Class A, B, C and D enjoy the housing purchase policy of Changsha registered population, and the application for housing provident fund loans is not limited by the time of deposit. 3. Support high-level talents introduced from Zhuzhou and Xiangtan to settle down and buy houses for a long time.
Second, the conditions and process of interest-free loans
For college graduates' entrepreneurial loans, please refer to Harbin. For other areas, please consult the local human resources and social security departments.
(1) College graduates should go to the local industrial and commercial bureau to apply for a business license with their business start-up certificates.
(2) College graduates who apply for loans shall register in the community where the business premises are located with business licenses, graduation certificates or employment education certificates and guarantee materials, and fill out the application form for starting a business.
(3) You can choose one of the guarantee certificates: it is guaranteed by a worker who works in a corresponding state organ or institution with a monthly salary of more than 2,000 yuan, a guarantor who can issue a real estate license, or a guarantor who can issue a bank passbook with a loan amount exceeding the loan amount.
(4) After approval, the community shall submit it to the district human resources and social security department for approval.
(five) in line with the examination and approval conditions, by the district human resources and social security departments to Harbin financing guarantee center for approval.
(6) After the approval of the financial guarantee center, the Lida Sub-branch of Harbin Bank examines and issues loans.
Note: Materials required for application.
(1) Apply in writing, and get the application (review) form for small secured loans in the community under its jurisdiction.
(2) ID card (ID card, household registration book), employment certificate or graduation certificate.
(4) My business license.
(5) Proof of business premises.
(6) The guarantor's ID card, household registration book and salary income certificate or real estate license or bank passbook issued by the unit.
Third, the talent purchase interest-free loan policy?
Preferential policies for housing subsidies and provident fund loans are applicable to college graduates who have obtained full-time college diplomas since June 65438+1October 65438, 2003 (including graduates from senior technical schools and technician colleges who have obtained advanced vocational qualification certificates), and have been employed and started businesses in Ningbo at the time of application. The housing loan discount policy is applicable to the doctoral graduates (including the introduction of doctoral talents) of ordinary colleges and universities admitted by governments at all levels, enterprises and institutions in Ningbo since June 5438+ 10/2003. If the above-mentioned objects buy ordinary houses in Ningbo from September 20th, 20 14 to September 20th, 20 15, they can enjoy housing subsidies, provident fund loans and housing loans according to regulations.
Fourth, the interest-free loan policy for talents to buy houses?
The preferential policies of housing subsidies and provident fund loans are applicable to college graduates who have a two-day college diploma (including graduates from senior technical schools and technician colleges who have obtained advanced vocational qualification certificates) and are employed and started businesses in Ningbo at the time of application. The housing loan discount policy applies to: doctoral talents who have been admitted by governments at all levels and enterprises and institutions in the city since June 65438+1 October12003 and have been employed in ordinary universities in Ningbo at the time of application). During the above-mentioned period from 2065438 to September 2005 19, they enjoyed preferential policies for housing subsidies and provident fund loans respectively.