18 years old can go to the bank to handle the loan obligation, except age, other conditions must be met before handling the loan.

The loan bank requires: 1, 18 or above, permanent residence or valid residence certificate, and fixed residence.

2 have a stable economic income and the ability to repay the principal and interest of the loan on time.

3. The collateral provided by the loan has formal procedures.

4. Other documents stipulated by China Commercial Bank.