Recently, a friend of Bian Xiao wanted to buy a house and asked such a question. He wants to apply for housing provident fund personal housing loan, but he doesn't know what conditions need to be met.

I wonder if my friends have ever encountered this kind of problem. Today, Bian Xiao will answer this question. Let's have a look.

To apply for housing provident fund personal housing loans, the following conditions must be met:

(1) On-the-job employees who have paid the housing provident fund in full and on time as required and have full capacity for civil conduct.

(2) Having a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;

(3) there is a prescribed down payment for the purchase of owner-occupied housing;

(4) The owner-occupied housing must be purchased and built in this city;

(5) Guarantee shall be provided in a way recognized by Hebi Housing Provident Fund Management Center;

(6) I and my spouse have no outstanding housing provident fund loans;

(seven) to apply for off-site loans in this city, it shall meet the relevant conditions of off-site loans at the same time;

(eight) other conditions stipulated by Hebi housing provident fund management institutions.