(a) a natural person with full capacity for civil conduct, and under the statutory retirement age, paid the housing provident fund in the housing provident fund management center (including Chengdu housing provident fund management center, provincial sub-centers, petroleum sub-centers and off-site centers);

(2) Holding valid identity documents, including resident identity cards and household registration certificates;

(three) at the time of application, the housing provident fund has been deposited in the housing provident fund management center for more than 6 months (inclusive), and the individual housing provident fund account is in a normal state;

(four) did not withdraw the housing provident fund to pay the down payment of the purchased housing;

(five) there is no balance of provident fund loans in the housing provident fund management center;

(six) there is a purchase contract or agreement confirmed by the housing management department, and it is the purchaser;

(seven) the down payment amount is not less than the specified proportion of the purchased house value, and the down payment amount plus the loan amount should be equal to the house value;

(eight) a relatively stable income, with the corresponding loan repayment ability, good personal credit;

(nine) to provide a guarantee recognized by Chengdu Housing Provident Fund Management Center;

(10) Other conditions stipulated by Chengdu Housing Provident Fund Management Center.