There are three main ways to inquire about the car loan of Jincheng Bank: 1, and counter inquiry: just go to the bank counter with your ID card and bank card; 2.ATM inquiry: insert the bank card into the ATM, enter the password, and click Inquiry to inquire about the balance and transaction details; 3. Online banking inquiry: log in to the bank official website, click online banking to log in, and fill in the correct card number and password.

The automobile loan of Jincheng Bank refers to the personal automobile consumption loan mode in which the borrower borrows from the automobile dealer who signed the cooperation agreement with Jincheng Bank, and the automobile dealer provides joint liability guarantee, with the purchased automobile as collateral. The maximum loan amount can reach 70% of the purchase price. The loan period can be up to 3 years. The processing flow is: customer application → customer manager acceptance, investigation → approval → signing loan contract and guarantee contract → loan issuance.

The People's Bank of China stipulated that the down payment ratio of personal car loans should not be less than 20%, but due to the credit crunch during the year, some banks raised the down payment ratio of personal car loans from 20% to 30%-40%. Consumers who intend to apply for personal car loans from Jincheng regional banks should know the down payment adjustment policy in advance according to the market price of the car type they buy.