Basically, everyone is very concerned about buying a house because it belongs to people's livelihood. Everyone wants to have a house of their own as a place to live and settle down, and at the same time, they can settle their wandering hearts. Nowadays, houses cannot be bought at will. Every place has a relevant purchase policy, which can only be purchased under the conditions permitted by the policy. So what are the policies for buying houses in Kunshan in 2020? Let's take a look with Qijia. Com experts.

1.What are the policies for buying a house in Kunshan in 2020?

For the qualification of buying a house, foreigners need to pay social security in the local area for 1 year, which is only valid within 2 years before buying a house. For locals, a Kunshan hukou is required; In terms of purchase restriction, foreigners can buy one set of housing for free, while locals can buy three sets; Down payment: the down payment for the first suite is not less than 30%, and the down payment for the second suite is not less than 50%.

2. What is the loan situation of major banks in Kunshan in 2020?

Agricultural bank of China 1

In terms of the loan for the first house, the interest rates of married buyers and single buyers are 5.9375% and 6.37% respectively, while the interest rate for the second house is 6.6 15%, which is uncertain in terms of lending speed.

2. Industrial and Commercial Bank of China

For ICBC's first home loan, the loan interest rate for married buyers is 6. 13%, the loan interest rate for single buyers is 6.37%, and the loan interest rate for buying a second home is 6.6 15%. The loan period is about one month to one and a half months.

3. Bank of Communications

For the first home loan of Bank of Communications, the loan interest rate for married buyers and single buyers is 5.95%, while the loan interest rate for the second home is 6.37%, and the loan period is about one month, provided that the information is complete.

4. Jiangsu Bank

The interest rates of the first home loan, married home buyers and single home buyers of Jiangsu Bank are all 6.07%, and the interest rates of the second home loan are all 6.37%. The loan period is about one month.

Editor's summary: The above is an introduction to the purchase policy of Kunshan in 2020 and the loans of major banks in Kunshan in 2020. I hope what Bian Xiao shared can give you some reference. If you want to know more, you can pay attention to our family. Com information.